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Supplementary pension: how employees lost rights

2024-03-24T06:54:23.554Z

Highlights: Agirc-Arrco is a points-based plan, acquired based on contributions deducted from salaries. The amount of the pension is equal to the number of points accumulated during his career. “Every time a new agreement is concluded, the communication is always about increasing the service value,” says Pascale Gauthier, partner at the consultancy firm Novelvy Retraite. This article is reserved for subscribers. You have 70% left to discover. Flash sale €4.49/month for 12 months I ENJOY IT Already subscribed? Log in.


DECRYPTION - Contributions, especially those of executives, make it possible to acquire half as many pensions as fifty years ago.


The extension of the legal retirement age to 64 years initiated by the 2023 pension reform has focused attention.

And the agreement signed immediately by the social partners who manage Agirc-Arrco, the supplementary scheme for employees, went relatively unnoticed.

However, it contains measures which will weigh heavily on the pensions of future retirees.

Like other supplementary pension plans, Agirc-Arrco is a points-based plan, acquired based on contributions deducted from salaries.

The amount of the pension is equal to the number of points accumulated during his career, multiplied by the service value of the point.

“Every time a new agreement is concluded, the communication is always about increasing the service value.

It is this data which is used to revalue the pensions paid to retirees, which makes it possible to announce good news

,” notes Pascale Gauthier, partner at the consultancy firm Novelvy Retraite

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Source: lefigaro

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