Hitting a sidewalk, driving over a pothole, ending up with a flat tire happens quickly. This is why it is important to take the right actions and know your car coverage.
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Flat tire: what attitude to adopt?
Have you ever found yourself with a flat tire? Pothole, nail in the road, vandalism, overinflated tire, impact against the sidewalk: different situations can lead to a puncture. So, if you suspect a flat tire, stop your car on the shoulder and secure the area (yellow vest, hazard light, etc.).
If you are able to change your tire yourself, great. Otherwise, it is necessary to request repairs. To do this, contact your car insurance assistance number whose number appears on your green butterfly for assistance.
What does car insurance do in the event of a flat tire?
Car insurance contracts do not systematically cover punctured tires. It is imperative to have an assistance guarantee or a puncture guarantee, also called a tire guarantee. Please note, some insurers exclude puncture from the basic assistance guarantees.
To be well protected in the event of a flat tire, it is advisable to take out comprehensive car insurance including:
an assistance/breakdown guarantee: it covers the costs of towing your vehicle
0 km assistance: it allows compensation from your home in the event of a breakdown or flat tire
a tire guarantee: offered by certain insurers, it offers coverage for tire replacement costs
a vandalism guarantee: useful if the puncture of your tire results from a voluntary act of a third party