The new Ismea credit line for a total of 19.3 million euros is underway, dedicated to small and medium-sized agricultural businesses in the fruit and vegetable sector, introduced with the 2024 budget law. The electronic desk for completing applications relating to the promissory note loan will open at 12pm on 8 April 2024.
The fruit and vegetable bill will provide liquidity to SMEs in the sector with loans amounting to up to 50% of the revenues recorded by the applicant in 2022 and in any case within the threshold of 30 thousand euros, with a duration of five years, of which two are pre-amortisation, deferred quarterly installments and consequent start of reimbursement 27 months from the date of disbursement. The loan is granted at a subsidized rate, with interest due reduced to zero, within the limits of the "de minimis" aid capacity of each beneficiary.
It will be possible to fill out and submit applications until 12.00 on April 22nd, which will be processed in chronological order of arrival until the overall allocation is exhausted. With the exception of the first day of opening (until 6.00 pm) and the last day of closing (from 9.00 am to 12.00 pm), the electronic help desk at the address, https://strumenti.ismea.it will remain open on weekdays from 9.00 am to 6.00 pm.
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