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Relaxing the "priceless and market-free" property of Nanami Building? Post-80s speculators support: a good opportunity to save money!

2019-12-11T23:07:57.026Z


Chief Executive Lin Zhengyue published the third Policy Address during his tenure. One of the issues in the report drew debate from the outside world by relaxing the ceiling on the value of the mortgage plan provided by mortgage companies. First homeowners applied for up to 90% of mortgage loans.


Real estate market

Written by: Xu Shihao

2019-12-12 07:00

Last updated: 2019-12-12 07:00

The intensified trade war between China and the United States, coupled with a series of demonstration conflicts triggered by anti-revision storms, has caused Hong Kong's economy to decline, and property prices have gradually become weak. Among them, the voice of "Nano Building" is rising, because after the government relaxes the ceiling of the property price under the insurance plan, the first phase of a 6 million yuan unit will only cost 600,000 yuan. The advantage is thus diminished.

The outside world sang, but speculators who bought two floors of "Nano Buildings" were quite "old" when they were interviewed by "Hong Kong 01". Although they had sold one of them as early as the middle of the year, they were still confident, but they were still full of confidence in the prospect of the Nano Building At present, another layer of rent collection, threatening to "at least earn 1 million" before considering selling.

After the relaxation of guarantees, investors still have confidence in "nanometer disks". (Profile picture)

The Nano Building was sung lightly. Naturally, it reminds people of Hung Hom "Circum-sea. East Coast". The disk involved a total of 1,008 units, and it is known as the "Nano-disk City". Shortly after the project started to enter into business early this year, many cases of "underperforming markets" were recorded. In early March, "Hong Kong 01" reported that "Environmental Sea. East Coast" had just recorded about 18 second-hand transactions in the first two months, of which 13 had underperformed the market, and two had "bright gains and dark shadows." Teach people disappointment.

Detailed reading: East Coast strikes] More than 20% of thousands of units put on the market for reasons of "grabbing"

After nearly 9 months, the Sino-U.S. Trade war has intensified, and a series of demonstration conflicts triggered by anti-revision storms have caused Hong Kong's economy to decline and property prices to begin to fall. "Nanodisk" has once again become the focus of the market. After the mortgage ceiling has been released, some analysts believe that the first phase of the purchase of a large number of prospective buyers will be greatly reduced. The purchase of "nanometer buildings" will not be considered, and the goal will be shifted to Large-scale units with more than 6 to 7 million yuan.

In fact, there have been cases of nano-building transactions such as "loss" and "split" in the market, and individual owners are willing to cash out before leaving. How do investors who hold goods view the prospect of nano-buildings?

Xu Sheng, who has been in the insurance industry for about ten years, bluntly states that his current goal is still to "make 1 million" before selling. (Profile picture)

Sooner or later it will be `` Nano Building ''

Mr. Xu, who is engaged in the insurance industry, has previously purchased two nanodisks from “East Coast. East Coast” for investment and rent collection. He had an interview with "Hong Kong 01" in March this year and was very confident in his vision. What is his opinion now?

Xu Zhiyan said that after the promulgation of the mortgage loan policy was announced, he was not worried at all. He sold one of the "East Coast. East Coast" mid-years, earning more than 1 million yuan on his book. At present, the other layer is temporarily inclined to "receive rent first", sell at good prices, and maintain the original "earning 1 million" before considering selling. Investment strategy .

Detailed reading: East bank] 唔 2 nanometer households rent enough for Xu Sheng after 80: earn 1 ball first to sell

Mr. Xu explained that it is mainly the external environment that affects the property market, rather than the recent social events and policies. He is optimistic: "Lin Zheng's measures have helped buyers with no down payment and high contribution ability to enter the market, but they have also made owners’ hearts worried. The males increased their prices. The owners of more than 7 million buildings (holding) saw the people who had the ability to make a contribution rush to buy them, and the prices would be reversed. Similarly, the 6 million buildings rose to 7 million because of them; 4 million buildings It ’s the same. According to the market response, the two houses will be first, the first house, and then the nano-building. "

For Xu Sheng, the "nano building" has investment value, and it is just an "entry ticket" for home ownership. (Profile picture)

"Young people want private space"

Another thing that made him optimistic about the "nano building" is that even if the property price rises again, the unit's "lump sum" is always relatively thin. "The market environment is poor, and many people's desire to buy a home is down. The wage earners are willing to pay for the property as a deputy; for buyers with high property prices and high leverage, it is surprising that property prices have fallen more than their own purchase prices. Banks do have the opportunity to ask buyers to fill the difference. The psychological pressure of wage earners is indeed not great. "

If factors such as external factors are excluded, Xu Sheng believes that under the low interest rate environment and high land price policies, insufficient housing supply will only continue to increase property prices; he believes that young people also look forward to their own private space. "Building" is their first goal. "I need to drop rents every month to help the owners of Libang to provide housing. This is a good opportunity to save money. Yiyan is also a landlord who rarely cooks food. Work early and return late at night. All you need is a peaceful and restful environment. "

Some analysts believe that with the reduction of the first phase required by a group of prospective buyers, the purchasing power has greatly increased. I believe they will not consider buying a "nano building". (Profile picture)

"Reentry into the market may not buy nanometer building"

For Xu Sheng, the "nano building" has investment value again. It is just an "entry ticket" for home purchase. "Of course, I hope to buy a house in the future." The mentality of Bo Yibo, "I just want to use my limited youth to get more wealth, and it is most important to have a good arrangement for myself, and I don't regret it."

Jones Lang LaSalle: Developers expected to reduce construction of nanometer buildings

Midland Huang Jianye: Relax the development of purchasing power by guarantee or reduce the number of nanometer buildings

Second-hand transaction nanometer building

Source: hk1

All news articles on 2019-12-11

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