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[Bicycle hits passers-by] If the bike driver does not buy the third insurance, he shall be liable for compensation

2020-01-14T16:47:15.853Z


A 52-year-old female pedestrian in Taihe Village, Tai Po was hit by a bicycle. Police are investigating the incident and it is unknown whether the 15-year-old bicycle driver involved will be arrested. In the accident, the vehicle involved was a bicycle. Some people in the insurance industry said that it is not compulsory for bicycle drivers to purchase third-party insurance. Therefore, most people will not purchase the third-party insurance for bicycles. After the accident, the bicycle driver must bear his own compensation responsibility.


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Written by: Ling Yide

2020-01-14 16:03

Last updated: 2020-01-14 17:43

A 52-year-old female pedestrian in Taihe Village, Tai Po was hit by a bicycle. Police are investigating the incident and it is unknown whether the 15-year-old bicycle driver involved will be arrested. In the accident, the vehicle involved was a bicycle. Some people in the insurance industry said that it is not compulsory for bicycle drivers to purchase third-party insurance. Therefore, most people will not purchase the third-party insurance for bicycles. After the accident, the bicycle driver must bear his own compensation responsibility.

Police are calling for witnesses to provide information. (Photo by Chen Nuoxi)

The address of the incident is on the sidewalk outside Xinhe Building in Taihe Village towards Taihe Market. The reporter went to the scene to observe that at noon, many people did not ride bicycles, mainly middle-aged and elderly people, and the speed was not fast. Mr. He, who has lived in Yu Taihe Village for more than 20 years, said that there are very few people riding bicycles in the housing estate. They will drive them away because of the sight. Some people even ride bicycles on the sidewalk, but the speed is normal.

District Councilor Chen Weijia said that Taihe Village has a lot of cycling tracks for the use of the public. Most of the residents abide by the rules, but only a small number of people are greedy to facilitate cycling on non-cycling tracks.

At about 8.50 pm before (12th), the police received a report that a 15-year-old boy hit a 52-year-old woman while riding a bicycle along the sidewalk opposite Tai Wo Village's Xinhe Building towards Taihe Market. Passers-by. The woman was unconscious and was taken to Prince of Wales Hospital where she was certified dead at noon yesterday. A special investigation team of the New Territories North Regional Transport Department is following up the investigation.

There are many bicycles parked in the village. (Photo by Chen Nuoxi)

The Chairman of the Hong Kong Automobile Manufacturers Association, Li Yaopei, said that the place of the incident was a sidewalk, and roads that do not allow bicycles. Bicycle drivers who have violated the Road Traffic Ordinance can be charged by the police. Bicycle drivers who have a driving license also have the opportunity to Revoked for dangerous driving behavior. In this accident, due to the loss of life and death, the police's Ministry of Transportation should file a criminal complaint against the bicycle driver, and charge the bicycle driver for causing death. The reporter checked the information and found that in the "Reckless Cycling" Ordinance, if the bicycle driver is convicted for the first time, he is liable to a fine of 500 yuan; if he is convicted for the second time or subsequently convicted again, the fine is 1,000 yuan and imprisoned3 Months.

In addition, Li Yaopei also said that because bicycles do not have third-party insurance, the families of the deceased could not obtain compensation from the third-party insurance, and could only enter the court to claim compensation from the bicycle driver personally in a civil lawsuit. In addition, family members can also apply for the government's assistance plan for traffic accidents and injuries-"regardless of compensation for negligence", but the amount of compensation is small.

According to information, the plan is implemented by the SWD and is funded by the Traffic Accident Victims Assistance Fund. The aim is to provide financial assistance to the injured or their families as soon as possible, regardless of the person's fault caused by the traffic accident. Assistance money is paid only because of the injury or death of the party. As for the loss of property, it is not covered by the assistance.

As seen at the scene, middle-aged and elderly people dominated cycling, and the speed was normal. (Photo by Chen Nuoxi)

Luo Shaoxiong, president of the International Professional Insurance Consulting Association, said that third-party insurance can be purchased for bicycles, but it is not compulsory. Therefore, not all bicycle drivers will buy four third-party insurance. The bike driver is responsible for all compensation. Luo Shaoxiong also revealed that according to previous cases, the severity of a bicycle crash is generally less serious than a private car crash and the frequency is relatively low. According to the Transport Department, "dangerous driving causes death" can be punished with a maximum fine of HK $ 50,000 and 10 years' imprisonment.

According to the information, there were three incidents in which bicycles killed pedestrians in Hong Kong from 2010 to 2013. In 2012, a bike driver who was hit by a pedestrian was charged with "intentionally negligently causing bodily injury while controlling a bicycle" and was immediately jailed for 4 months.

[Fatal car crash] 15-year-old teenager from Tai Po hits female passerby in bicycle, calls for information

Bicycle accident

Source: hk1

All news articles on 2020-01-14

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