If consumption has fallen sharply since containment, many French people, who have suffered a drop in income, will turn to credit to meet their current expenses or an essential purchase. They can naturally draw on the reserve of their revolving credit if they already have it, negotiate an overdraft with their bank or ask them for a loan. It is also possible to search, especially on the internet, for a personal loan at the most advantageous conditions possible, according to one's financial capacity. By being extra careful during this period, so as not to succumb to scams offering conditions that are too good to be true.
Read also: Life insurance or retirement savings plan, what is the best tax envelope?
1. At what rate should you borrow with consumer credit?
Consumer credit, which covers loans ranging from 200 to 75,000 euros, has promotional rates of less than 1%. But, we should not hope to benefit from it for a loan of less than 3000 euros or a repayment over more than twelve months. More
This article is for subscribers only. You still have 78% to discover.
Subscribe: € 1 for 2 months
cancellable at any time
Enter your emailAlready subscribed? Log in