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Author: Xie Deqin
2020-05-29 11:15
Last update date: 2020-05-29 11:16How important is a medical insurance? Some people think that if they have a job and the company has medical insurance, it may not be correct. Because the company's medical insurance coverage may not meet individual needs, for your own health, you may have to buy an additional medical insurance.
Personal medical insurance
Many office workers believe that they will not have any major problems, so they only rely on the protection provided by the company and do not buy personal medical insurance. In fact, this may not be sufficient. The company's medical protection is provided for all employees. In many cases, the amount of protection will also be determined according to the rank. The rank is lower and the amount of protection will be slightly inferior. However, each person's physical condition or need for medical insurance is different, and should not be limited by rank or age, so company medical insurance may not be sufficient to meet individual needs. If you lose your job, your medical expenses will become completely unprotected. If you are accidentally injured or sick, you will need to be hospitalized, and your medical expenses will be paid in full. Therefore, personal medical disability protection is a very important medical reserve.
Medical insurance should be calculated on a sample basis?
Medical insurance in the market usually calculates each disease or protection item by item. Cigna Premium Medical Insurance has no sub-items and no lifetime maximum compensation. If there is a claim, there is more flexibility and there is no need to worry Some medical expenses exceed the amount of protection and worry. Office workers are under great pressure and are more likely to take up multiple jobs in family positions. If unfortunately have mental health problems, Cigna Premium Medical Insurance also includes inpatient treatment for mental illness, taking care of the body and mind.
It is important to buy medical insurance, but it is also important to understand your needs. Choosing the right plan for you is only $ 500 per month. You can arrange medical insurance for yourself. There is no need to worry about medical expenses when you are injured or sick, reducing the sudden burden on the family. Learn more about Cigna Medical Insurance: https://bit.ly/3gyqpBp
* Information provided by customers
** The premium is determined based on factors such as age, smoking habits, and bottom-fee options; the plan content is subject to terms and conditions.
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