Good life
Special content
Written by: Xie Deqin
2020-10-15 13:17
Last update date: 2020-10-15 13:17
As the so-called "Thirty Rise", whether you have become a parent or not, you must begin to make plans and plans for a long-term life.
The cost of living in Hong Kong has been high and may not be considered high in the long run.
How to manage finances properly and provide an ideal life for themselves, their partners and even their families is a problem faced by almost every employee.
How should everyone choose?
Once you start with your words, is there a suitable financial plan?
Does the fable of the ant and the grasshopper apply to financial management?
In "Aesop's Fables," everyone may have an impression of the story of the ants and the grasshoppers-the grasshoppers have fun on a sunny summer day, and the ants work hard to prepare for the cold winter.
At first glance, the ant approach is preferable, but it also means that life is harder and boring.
Putting it to life, why don't you want to ensure that you can have sufficient savings after retirement?
However, considering that future operating expenses will often increase unabated, starting from today to "tighten up" and sacrifice the current quality of life to achieve future retirement does not seem to be the most ideal way.
How can I ensure that I have enough savings after retirement to enjoy my family?
You need to start planning when you are young.
Make good use of participating insurance plans to accumulate wealth at affordable premiums
In fact, financial planning is not the only choice.
Through participating insurance plans, policyholders can plan to reserve reserves for retirement at the same time, and they don’t have to worry about this and lose the other, and lose the pleasure plan for saving.
Policyholders can obtain guaranteed cash value, non-guaranteed reversionary dividends and terminal dividends, allowing the funds to realize the potential of long-term appreciation.
There are some participating insurance plans on the market that are more considerate of the limited financial situation of employees. With premiums that everyone can afford, through investment in a portfolio of global diversified assets, they will strive to achieve the goal of asset appreciation while reducing risks.
Take Sun Life Financial’s "Prosperity Savings Plan"^ as an example. Through guaranteed cash value, non-guaranteed reversionary dividends and terminal dividends, it will bring you considerable long-term wealth growth potential.
The product's special "Value Enhancement Protection" feature allows you to take the lead, enjoy the compound interest effect earlier, and accelerate the accumulation of wealth.
In addition, the "Chuanfu Savings Plan" is equipped with premium deferral options, allowing you to defer premium contributions when necessary, so that you can reduce your burden when you are unemployed or suspended or facing financial difficulties.
Enjoy up to 16% premium rebate on purchase of "Transfer Savings Plan" before the end of the month
Mention everyone, the "Chuanfu Savings Plan" is now launching promotional offers, as long as you purchase before the end of October, you can get up to 16% premium rebate: https://bit.ly/3nJdr7E.
It is the best of both worlds to be able to sing and play in summer like grasshoppers, and to have enough reserves for winter like ants.
^The savings plan is subject to relevant terms
*Information provided by the customer
Sun Life Financial’s retirement life is guaranteed. Make financial planning and choose your own financial product feed