An optimistic story for Hanukkah about a couple of young parents who struggled to close the month • Thanks to the support of the organization of bells, they were able to buy their own house.
"Life is a difficult time," says comedian and creator Hanoch Daum, and there is truth in that.
If you do not know how to conduct yourself financially in a world of abundance, personal aspirations and constant business competition - you or you are on your way to a difficult and tense period.
And if you are part of a young family that has just been established, then all the more so.
I met my wife through a mutual friend and after three months I proposed to her.
Why hurry?
How did I know this was the right thing to do?
I just knew.
We were both over the age of 30, going on personal journeys on separate routes, until they decided to run into each other and unequivocally determine for us that the next route would be done together.
The bachelorette was good to us - restaurants, movies, trips in Israel and abroad, interesting workshops and lectures - and especially a great love that wrapped everything in pink. Our fast pace led us to the decision that here, it's time for a nuclear and private family. Constituted a function in the calculations for the future to come.
A first girl was born.
Great joy.
Then, not far from her, another sweet and stunning baby was born.
But wait, there's a garden, diapers, clothes and more.
"And what about my private business?", I thought to myself.
Will I continue to be independent in a changing economic reality, or will the new status, a father of two daughters, suddenly dictate a new agenda for me?
My wife and I looked anxiously at the bank account, at expenses that only swell from month to month and said to ourselves - "We need help."
My wife and I looked anxiously at the bank account, at expenses that only swell from month to month and said to ourselves - "We need help" // Photo: adobe stock
My partner the champion did a light Google search and found the bells - free external assistance with close and instructive accompaniment.
We jumped on the bargain, left details on the website and the volunteer Uri called us the next day.
He wanted to know all the relevant details - debts, study funds, fixed expenses, credit card details and more.
"Friends," he was serious after delving into the data, "you must undergo change. It seems to me that the time has come to move to healthier economic thinking."
My partner and I nodded in agreement.
Persevere and succeed
The process by which we are supposed to update at any given moment on any expense was difficult at first.
Because after all, perseverance is a challenge.
Even the significant reduction in what was our main pastime, eating in restaurants, was not easy in the early stages.
We set up a WhatsApp group and called it a "bell-recorder" and there we wrote down for ourselves what needed to be updated and how much we spent each day and in what category.
Without noticing the corona arrived and my self-employed income suffered an injury, forcing us to shrink even further.
And yet, we somehow surprised ourselves when each month we managed to save money and streamline processes that previously seemed impossible to us.
We saw what was happening in other homes and said to ourselves - "We will be different", we can not fall for ourselves, our childhood deserves functional parents who will bring abundance and harmony.
Uri gave smart advice and praised us from a telephone meeting about what was happening and the ongoing reports.
"You do a good job," he complimented in one of the conversations, "I recommend you seriously consider buying your own home. The money you save can be used for a mortgage."
We shared it with the prices and supply of the apartments and after four months of collecting all the money for initial capital and taking out a mortgage, we moved to our own house in Harish.
There is no wonderful and better feeling than this - knowing that you have taken on a process in which you have to persevere and ultimately succeed and even buy your own home.
Remote financial support through the zoom by a bell volunteer // Photo: Dafna Blumenfeld Dzalecki
Today, after the support, we feel more responsible for our fate and our good personal feelings, which also affect the relationship and the children. It is always possible to fix. We have already set ourselves to plan a new monthly budget, starting this January. However, life is dynamic and the needs are changing.
Hanukkah is already here and when the four of us light the candles in our warm home, we will not forget that "bells" We have changed beyond recognition and our aspirations are long gone.
We strongly recommend to every individual and family, at any point in time in life to stop the race for a moment, and take personal responsibility for your financial situation. Turn to the bells and start a free financial support process. and feel control over your life.
and if you're lucky Boost, contributed to the organization of bells and helped more families to get out of the dark light of the lack of knowledge.
the author and his wife underwent accompanying family finance organization bells
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