In this atypical and anxiety-provoking period, the French rarely saved so much.
This is hardly surprising, in a country where the savings rate has traditionally been one of the highest in the world.
Worried about their future, households favor security and liquidity, giving pride of place to the livret A (0.5% net).
In 2020, they deposited 26.39 billion euros on this bicentennial investment, which represents the second best year in its history, after 2012.
"The livret A has played its traditional role of safe haven"
, argues Philippe Crevel, director of the Savings Circle.
Bercy wants to transform the "Covid savings" of the French into a motor of recovery
Households also leave a lot of liquidity to sleep in their current accounts.
This trend which has appeared in recent years is increasing (120 billion in 2020).
Only life insurance is poor, recording last year a record outflow of 6.5 billion euros.
The disenchantment of savers for this investment is largely linked to the commercial policy of insurers, who impose
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