Social News
Written by: Zeng Kaixin
2021-02-24 16:12
Last update date: 2021-02-24 16:13
The government today (24) launched a new "Budget". Measures for the unemployed include the establishment of a "100% Guaranteed Personal Preferential Loan Scheme" with a half-year application period and a reduction in the working hours requirements of the Working Family Allowance Scheme.
Grassroots people who intend to apply for a loan program said that because they were unemployed due to the epidemic last year, they asked their relatives and friends to borrow money to support their lives. If the loan application is successful, it will be used for repayment as soon as possible. There is a job to start", worrying about the inability to repay in the future, and bluntly said that "borrowing (plan) is not a normal and conscientious Hong Kong people interpret the policy of serving the people."
However, some grassroots who do not plan to participate in the plan feel that unemployment and zero income are "(the government) asks people to borrow money, which is better than the Tairen."
Archie, who was unemployed for about a year, was unemployed because of the epidemic. He asked his relatives and friends to borrow money to support his life. If the loan application is successful, he will first repay the money.
(Photo by Ou Jiale)
Since I was unemployed, I asked my relatives and friends to borrow money and plan to apply for a loan "debt"
Archie, who lived in a residential apartment and was unemployed for about a year, bluntly said that he was disappointed and angry with the new "Budget", believing that the government "stayed off the ground" and could not help the grassroots solve their problems.
Originally a restaurant manager, he had a monthly income of up to 26,000, but because of the epidemic, he was unemployed since last year, so he had to switch to "speculation". He tried working as a security guard, a restaurant casual worker, and a courier.
However, due to the government's anti-epidemic measures for banning dine-in in the evening market, and the security is not a long-term job, and the courier is not often given orders, the monthly income is not stable, only a few thousand yuan a month.
He believes that the biggest difficulty facing the present is the monthly rent of about 2,000 yuan for the subdivided housing. The income is "enough to live but not enough to eat", and even eats only one meal a day, relying on food support from community organizations.
Mr. Sun believes that as long as the epidemic is over, there will be jobs and income to repay loans.
(Photo by Ou Jiale)
If the loan application is successful, it will be used to repay the money borrowed from relatives and friends in the past year
Financial Secretary Chen Maobo announced today the launch of the "100% Guaranteed Personal Preferential Loan Scheme" for the unemployed. Archie believes that he has been unemployed for more than a year and is living as a casual worker. It is difficult to provide proof of income and he is worried about complicated procedures. The percentage of successful applications is very low, but they will also "walk to try and scare."
He disclosed that because there is no income, many living expenses are borrowed from friends and family members, so if the application is successful, the loan will be used to repay the money as soon as possible.
However, he is also worried that he will not be able to repay the loan after borrowing. "It doesn't mean that I have a job after borrowing money." He is worried that if the income cannot return to the normal level, it will be difficult to repay the debt.
He most hopes that the government can provide unemployment assistance and solve the unemployment situation of the citizens, rather than introducing loan calculations. He bluntly said that "borrowing (plan) is not a normal and conscientious Hong Kong people's policy for the people." The Budget is not satisfied.
Shi Lishan, secretary of the Community Organization Association, approved the "Budget" to be too bad for the grassroots and "don't accept the goods."
(Photo by Ou Jiale)
Unemployed site workers with zero income hope to borrow to make ends meet: life needs money
Mr. Sun, who also intends to borrow, came to Hong Kong from the Mainland since 2016. He thinks that living in Hong Kong is under pressure and even wants to live back to the Mainland.
He revealed that he originally worked as a construction site before the epidemic and earned more than 10,000 yuan a month; however, because of the epidemic, there have been no work started for several months since December. The income of more than 10,000 yuan has become completely zero income supported by savings. It is even more necessary to pay a rent of three thousand yuan for a subdivided house.
Therefore, seeing that the government has launched a loan program, I also intend to apply, bluntly saying that "life needs money", and the loan borrowed will be used gradually for daily expenses including rent.
He believes that as long as the epidemic is over, there will be jobs and income to repay loans.
Archie, who was unemployed for about a year, was unemployed because of the epidemic. He asked his relatives and friends to borrow money to support his life. If the loan application is successful, he will first repay the money.
(Photo by Ou Jiale)
Borrowing money with zero income can't repay Fan Sheng: more than a Tairen
Some grassroots choose to borrow, but there are also grassroots who believe that the plan will not help solve their urgent needs.
The 70-year-old Mr. Fan used to be a security guard, but because of his age, the company dismissed him immediately without a notice period. The company "would not pay for any money."
He believes that the government's "Budget" this time will not save the grassroots. "The (government) asks people to borrow money, and it is more stigmatized than the other people." He does not intend to participate in the loan plan, "repaying the income. ".
The most difficult problem for many unemployed grassroots is that they have to pay rent with zero income. In recent years, Mr. Fan, who has succeeded in going upstairs, said that fortunately, he successfully applied for public housing and "helped a lot."
Mr. Fan believes that the government's "Budget" this time will not save the grassroots. "(The government) asks people to borrow money.
(Photo by Ou Jiale)
▼Budget 2021 Benefits Measures Lazy Package▼
+4
+4
+4
Organize the approval of the government's departure from the ground for the financial case "Do not accept the goods"
Shi Lishan, secretary of the Association of Community Organizations, pointed out that the government implemented different epidemic prevention measures during the epidemic, which indirectly caused people in different industries to underemploy or even lose their jobs. Many grassroots have been exhausted, but the government has not accepted the proposal to provide unemployment assistance to the unemployed.
Shi Lishan also pointed out that the grassroots are "suffering into adulthood," thinking that "the government is good to leave the ground and feel the difficulties and pain of the (basic) residents."
The Government also proposes to reduce the working hours requirements of the Working Family Allowance Scheme, including reducing the basic working hours requirements for non-single-parent households from the current minimum of 144 hours per month to 72 hours.
Shi Lishan believes that reducing the basic working hours requires the public to receive not much subsidy. Instead, the government should lower the maximum working hours requirement so that more people can benefit.
She also believes that the government's "100% Guaranteed Personal Preferential Loan Scheme" loans are just creating more burdens for the unemployed, and she bluntly said that the "Budget" "do not accept the goods, it is too bad for the grassroots."
Budget | Unemployed self-employed tour guide said it is difficult to calculate the loan amount by monthly salary: it is useless to gain money
Budget | Appropriate 8 billion yuan for the maintenance of national security, not restricted by law
Budget | National Security Expenditure Appropriation 8 billion Police Force Number Book No mention National Security Department
Budget | 5,000 yuan electronic consumer vouchers 600 million administrative fees Chen Zhisi: the cost of manpower is higher
01News
Budget 2021 Budget