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Budget │Unemployed self-employed tour guide said it is difficult to calculate the loan amount by monthly salary: it is useless to gain money

2021-02-24T06:46:16.965Z


The epidemic has lasted for more than a year and has hit the tourism industry particularly severely. Many employees have been unemployed for a long time. Financial Secretary Chen Maobo today (24) released the latest "Budget", announcing that the government will set up a 100% guarantee


District 18 News

Written by: Lu Ningmin

2021-02-24 14:35

Last update date: 2021-02-24 14:35

The epidemic has lasted for more than a year and has hit the tourism industry particularly severely. Many employees have been unemployed for a long time.

Financial Secretary Chen Maobo today (24) released the latest "Budget", announcing that the government will set up a 100% guaranteed unemployment loan, allowing the unemployed to apply for 6 times their monthly salary, borrow up to 80,000 yuan, and have an annual interest rate of 1. The repayment period is 5 years.

Some tour guides who have been unemployed for more than a year said that the unemployment loan program was originally intended to solve the urgent needs of the unemployed. However, since the monthly income of self-employed tour guides is not stable, it is difficult to calculate the loan amount based on monthly salary. They think that the government's plan is not comprehensive enough to make them profitable. Useless.

The epidemic has lasted for more than a year, and it has hit the tourism industry particularly severely. Many travel agencies have suspended tour groups for a long time or even closed their businesses.

(Photo by Feng Guoliang)

The Financial Secretary Chen Maobo released the latest "Budget" today, announcing that the government will set up a 100% guaranteed unemployment loan, allowing the unemployed to apply for 6 times the monthly salary, borrow up to 80,000 yuan, with an annual interest of 1% and repayment. For a period of 5 years, if the borrower repays the loan as scheduled, the interest will be refunded.

May, who has been working as a tour guide and tour leader for more than 5 years, said that since completing the Nordic tour in August 2019, he has been unemployed until now. During this period, he can only receive scattered local tour groups, and his income is greatly affected.

She thinks that the government's introduction of unemployment loans is helpful to some employees. "Because of the tight housing supply, they have to be forced to borrow money. The interest rate is high. If you want to borrow money, it is better to borrow from the government."

However, she pointed out that many tour guides, including herself, are also self-employed, and their monthly income is unstable. "The low season is only 5,000 to 8,000 mosquitoes a month, and the peak season can be more than 30,000 a month." At the same time, there is no fixed employer and it is difficult to provide work certificates. "Because we cut off the group to calculate the money, they are all cash or cheque." It is difficult to calculate the loan amount based on monthly salary. He believes that the government is not thorough enough in considering the launch of the unemployment loan program, which makes them useless.

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Urge the government to allocate resources to create more corresponding positions

Earlier there have been voices suggesting that the government set up unemployment assistance. May described this as a temporary solution but not a permanent cure. "Blindly giving money is useless. The government has always used the mentality of treating headaches and feet pains. In fact, we are not. They all want to be self-reliant, so it's better to invest more resources in retraining courses to help us transform."

The budget also mentioned that the government will set aside 930 million yuan to enhance tourism resources, of which 600 million will be used to develop local cultural, historical and creative tourism projects, and to develop more green tourism resources. May said that local tourism is also limited by the epidemic For development, she pointed out that there are many talents in the industry who can speak multiple languages. The government should make good use of their talents to create corresponding jobs and increase their employment opportunities.

▼Budget 2020 sugar distribution measures▼

▼Key measures for the 2020 Budget ▼

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Budget 2021 | The community joins a large-scale "vaccine" syringe petition to promote unemployment assistance

Budget 2021│Vibrating Tourism reserves 765 million to the Tourism Development Board to study the relaxation of restrictions on local tourist groups

New crown pneumonia│Resumption of business indefinitely four tourism trade unions urge the government to create temporary jobs to support practitioners

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Tourism unemployment rate in the 2021 budget

Source: hk1

All news articles on 2021-02-24

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