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Mortgage offers still at a historically low cost

2021-03-10T21:37:29.927Z


Even a slight increase in the cost of money would undoubtedly weigh on buyers' final budgets, and therefore probably on prices, even if this impact remains difficult to measure.


The rise in American and European rates is causing the financial world to panic.

But it is still far from disturbing households who have a housing purchase project.

Bankers continue to offer hot rates to their customers.

"We are on offers lower than ever,"

recalls Maël Bernier, spokesperson for the broker Meilleurtaux.

The cost of credit averages 1.03% over twenty years according to the Housing Credit observatory, and often below 0.8% for good files.

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The banks have made mortgage loans their main product of appeal.

They therefore have an interest in keeping attractive offers.

Especially since the stone market seems to be on the rise since the beginning of the year.

“Spring is one of the key moments of the year.

No bank has any interest in breaking the dynamic of demand, ”

said Sandrine Allonier, spokesperson for the broker VousFinancer.

Last year, banks had to tighten the screw when it comes to lending.

The authorities had

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Source: lefigaro

All news articles on 2021-03-10

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