Even for small purchases on the internet, it will now be necessary to show a white paw.
The European payments directive, DSP2, the objective of which is to better protect customers and limit fraud, will greatly shake up the internet payments market.
From April 15, card purchases over 100 euros must systematically be subject to strong authentication.
And, from May 15, all payments over 30 euros will be affected.
This control is done via the 3 D Secure V2 protocol, mainly on the app of his bank, via his smartphone.
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This reform is not totally new.
It has been applied with gradual deployment since last year, but has been adapted due to the pandemic.
The trigger threshold was set at 2,000 euros in October 2020. It has been 250 euros since March 15, 2021. However, these levels have so far concerned few sales.
On April 15, the effect should be more noticeable.
Payments over
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