Silvana Saldisuri
04/23/2021 8:11 AM
Clarín.com
Services
Updated 04/23/2021 8:11 AM
In
Argentina,
investing in dollars is synonymous with
security
and economic tranquility due to the recurring crises that the country has and that are often deepened by external factors.
History always keeps us alert, we live pending what happens with the dollar.
But keeping them in a safe or under the mattress will make them lose value, even if it is minimal, because the United States also has inflation.
Then
What options are available today to
sustain
or even enhance
the profitability of saving dollars
?
Opening an account with a foreign broker, through a local platform, is an easy and relatively simple process.
Photo: EFE
Currently in the local market there are no very attractive instruments to make the US currency perform, but there are several options to do so in the US
market.
How to obtain an account abroad to invest dollars
Opening an account with a foreign broker
, which can be channeled through a local platform, is an easy and relatively simple process and takes around 72 hours.
The opening is
free
and the maintenance cost is unified with that of the account.
Although there is no fixed minimum stipulated to invest, it can be done
from US $ 1,000,
although experts advise that for it to make sense it is convenient to do it from US $ 3,000 onwards.
"Without a doubt, for those who want to diversify investments and apply dollars away from Argentine risk, the alternative is to do so through a broker abroad,"
Inviu market analyst
Diego Martínez Burzaco
told
Clarín
.
In this sense, he explains that once the account is opened, a wide range of investment strategies will appear where the one that best suits the investor profile will be chosen.
“Having
access to the Wall Street markets
in the case of a conservative person, the opportunities will be tied to
fixed income instruments
or dividends from companies with low volatility.
The minimum amount to invest in the US is US $ 1,000, but they advise doing it from US $ 3,000.
Photo: AP.
For the
moderates
, with less aversion to risk, a strategy more based on
actions that have
more volatility
, but with more potential going forward, ”says Martínez Bruzaco.
Asked about the
profitability
obtained through these operations, he explained that the portfolio mix that is assembled and the risk that one wants to assume depends a lot.
"A portfolio with a moderate risk could point to a return
between 5% and 6% per year
, especially considering that US 10-year Treasury bonds yield 1.5% per year," he said.
Regarding the
risks
, he said that they are like any investment in the market.
"Although past returns do not return to future returns, whoever
invests in the long term
with a
disciplined
investment strategy
is in a position to aspire to satisfactory results," said Martínez Burzaco.
Investment options in the US market.
For the market analyst
Juan José Bano
, “there are infinite alternatives to invest in the United States. For a conservative person, who does not want to risk his assets, he can buy a
portfolio of bonds such as ETFs
(Exchange-Traded Fund), or
exchange-traded investment fund
, whose main characteristic is that it is traded in secondary stock markets ".
"In this case, it could be
US Treasury bonds
, very safe, but with low yield. There are also
municipal bonds
, for the same investor profile, but where a better return is obtained." adding a little more risk there is also the alternative of
corporate bonds
, which will perform better.
In the case of a
more moderate investor
, who is willing to expose himself to more risk to obtain more profits, there are some assets called
REITs
(Real estate Investment Trust) or
real estate assets
.
"One of the conditions of the REITs is that they have to distribute 90% of the profits, so investors take a lot of this profitability, which comes to them through the rents of houses or apartments," Bano posed as an example. .
US real estate assets are ideal for the current Argentine context where the business of investing in bricks for rent lost profitability.
Photo: AP
“This option is ideal for the current Argentine context where the business of investing in bricks for rent lost profitability.
With this alternative you can access with only US
$ 1,000
and it is not necessary to have all the money to buy a property, as you would need to do it here, with the backing of the stability of the United States, "he added.
Investing in
shares of companies
that stand out for their profitability, development and commitment to the new era that we are living in, is another option to increase savings in dollars.
In this sense, the financial analyst of Balanz Capital
Nicolás Lo Valvo
emphasized that people's way of life will change radically.
"It is important to understand the challenges that humanity will face in order to understand how to invest and in what. Changes that will significantly modify our daily lives such as:
climate change, 5G connectivity, artificial intelligence, autonomous cars
and
cryptocurrencies
are some of the topics. that we must take into account when we design smart investments to give added value, "he said.
In the
universe of shares
, in line with some of the themes mentioned, we find value in a group of companies.
First of all,
Nvidia and Google
in Artificial Intelligence.
Second,
Qualcomm and Taiwan Semiconductors
for those investors interested in getting involved in 5G connectivity and the world of semiconductors.
And finally,
First Solar and Vestas Wind Sytems for
those who want to position themselves in clean energy.
LN
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