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The interest rate increase of Huili/Tianxing is the most attractive 8 virtual bank offers|April update|Digital Life

2021-04-30T05:57:58.456Z


There are currently 8 virtual banks licensed by the Monetary Authority in Hong Kong, including ZA Bank, WeLab, Livi Bank, MOX BANK, Ant Bank (Hong Kong), Ping An OneConnect Bank, and Sky Star Bank airst


Digital life

Written by: Lin Tingyang

2021-04-28 07:00

Last update date: 2021-04-28 07:00

At present, there are 8 virtual banks licensed by the Monetary Authority in Hong Kong, including ZA Bank, WeLab, Livi Bank, MOX BANK, Ant Bank (Hong Kong), Ping An OneConnect Bank, Airstar Bank, and Fu Rong Bank.

Which bank has the highest interest rate, discounts and cash rebates?

In this update, it is found that the Hong Kong dollar fixed interest rate of Huili Bank and Tianxing Bank has increased!

In April, the three-month deposit period set by Tianxing Bank, the fixed interest rate rose from 0.55% to 0.7%!

As for Huili Bank's "GoSave Time Deposit" interest rate, the interest rate has also increased. As in the past, the interest rate is determined according to the number of participants. When the number of participants reaches 80, they can enjoy an annual interest rate of 1.5%!

In addition, many virtual banks previously launched preferential periods, such as account opening and rewards, and debit card promotions are about to end!

The following is a summary of the background of the 8 virtual banks and the discounts for each service, so that everyone can see it clearly!

(Profile picture)

What is a virtual bank?

Like traditional banks, virtual banks are subject to the supervision and licensing of the Hong Kong Monetary Authority.

However, unlike traditional banks, virtual banks do not set minimum balance requirements, so virtual banks are more suitable for young customers or those who only want to deposit a small amount of money.

Virtual banks do not have physical branches. Customers have to use the Internet and apps to complete the procedures. Therefore, there is no need to open an account in person. Customers can download the virtual bank's App, scan their ID card, take a selfie, and submit documents to open an account instantly.

List of Virtual Bank Offer Time Limits

👇👇👇👇👇8 virtual banks' backgrounds and a list of various service offers [click to enlarge] (updated in February)

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Many banks have cut interest rates

Many virtual banks have cut interest rates last month and made many minor adjustments.

If you only intend to make demand deposits, for the time being, the interest rates of Sky Star Bank are the most attractive!

Before opening an account, it is recommended that you first understand the background of the 8 virtual banks, various service offers and time limits, and then measure your personal financial management ability, choose the appropriate bank and service, of course, remember to read the detailed terms carefully!

In the same scene: 60 models of 4G/5G mobile phones evaluated by the Consumer Council at 2,100 yuan, CP high-efficiency comparable to iPhone12 Pro

The 5G service has been activated for a period of time, and it is believed that more people will plan to switch to a new 5G mobile phone.

The Consumer Council recently released the test results of 60 4G and 5G phones. Those who want to buy a new phone should pay attention to the report's score before making a decision!

The scoring items include photo and video features, battery performance, durability performance, and comprehensive mobile phone performance. The mobile phone samples used in the test are mainly purchased from Europe, so some models are not officially sold in Hong Kong.

Want to know the ratings of 30 5G mobile phones and which mobile phone the Consumer Council recommends?

Click the picture below to zoom in and watch.

👇👇[Click the image to enlarge] The detailed report and score of 30 5G mobile phones measured by the Consumer Council👇👇

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In addition, the 30 4G mobile phones tested were priced from $788 to $5,398. Click the image below to enlarge it.

👇👇[Click the image to enlarge] The detailed report and score of 30 4G mobile phones measured by the Consumer Council👇👇

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Camera quality varies

Among the 5G mobile phones, Samsung’s Galaxy 20 Ultra 5G and Galaxy Note 20 5G, Apple’s 4 iPhone 12 models, and Huawei’s Mate 40 Pro and P40 Pro Plus have the best camera quality, with the highest scores. The main camera has the best video quality. Detailed, good quality front and rear lenses.

Among 4G mobile phones, Alcatel 1B (2020) has the worst camera, with only two points.

Want to know more about the Consumer Council’s 4G and 5G mobile phone reports and ratings?

Browse the full text now:

Consumer Council evaluates 60 4G/5G mobile phones at 2,100 yuan, and the CP is as efficient as the iPhone12 Pro

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Technology toys

ZA Bank Consumer Trends Financial Administration Tianxing Bank Ant Bank Shopping Discounts Discount Loan AppsAPP

Source: hk1

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