Research Institute
Written by: Jiang Yiran
2021-05-06 06:00
Last update date: 2021-05-06 06:00
The government's 5,000 yuan "e-consumer voucher program" will be launched as soon as the summer vacation. AlipayHK (Alipay), Octopus, Tap & Go and WeChat Pay Hong Kong (WeChat Pay) are selected to assist in the implementation. The public should choose one of them Register to use consumer vouchers.
As for which one should be chosen, the first and foremost, of course, is whether the number and types of merchants it covers meet your needs!
First look at the number of merchants with 4 payment tools▼▼▼
Let's look at the shops where each payment tool can be used ▼▼▼
Take the above-mentioned supermarkets and fast food restaurants that are more frequented by citizens as an example. Alipay covers a larger number of merchants, followed by WeChat Pay.
Will the 5,000 yuan coupon be used?
As for the selection of payment tools, another key point is how to use up 5,000 yuan consumer coupons.
Financial Secretary Chen Maobo stated earlier that there is room for adjustments to the original five-month monthly distribution of 1,000 yuan consumer vouchers. There is also widespread rumour in political circles that citizens may be allowed to save consumer vouchers for one-time use to encourage large-scale consumption.
How do netizens plan to use consumer vouchers?
Some netizens expressed their intention to "go out to eat out every month! Or go to the supermarket to buy a good meal", or buy seafood for later enjoyment. Many netizens expressed their hope that the "housing" would use up their coupons to replace electrical appliances. Mobile phones, and even plan to buy gold at a gold store to keep its value!
In fact, in addition to the above-mentioned supermarkets, department stores or restaurants, the shortlisted payment tools also cover other types of shops, allowing citizens to make large purchases.
Take Alipay as an example, it can be used for shopping in many electrical appliances stores, famous stores, gold shops, and even online ordering hotel Staycation and buffets.
See how much you can save with consumer vouchers to buy iPhone, buy gold, etc.▼▼▼
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Precautions for choosing consumer coupon payment tools
When choosing a payment tool for consumer coupons, in addition to considering whether it will cover the heart water business outdoor, it is also necessary to pay attention to whether the restrictions of each payment tool will affect large-scale consumption, and even check the balance, report the loss method, etc.
Among the four payment tools, AlipayHK users have no upper limit if they connect to a credit card; WeChat Pay has a daily limit of 10,000 yuan; Octopus has a limit of 3,000 yuan; Tap & Go will set up a new card for consumption coupons to process payments. Details are yet to be announced.
In terms of balance check, AlipayHK, WeChat Pay, Tap & Go can check the balance through their own apps; for Octopus, you need to download the Octopus App or go to the physical Octopus check machine or service station to check.
Lost mobile phone or physical card is considered good? Which of the four payment tools is the most convenient way to report a loss?
Since AlipayHK and WeChat Pay do not have physical cards, if users lose their mobile phones, they can freeze their accounts through the self-service account freeze function.
Among them, AlipayHK users can log in by switching mobile phones, and the accounts logged in on the original mobile phones that have been lost will be automatically logged out to prevent theft.
As for Octopus and Tap & Go, if you lose your physical card, you need to report the loss and get a new card.
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