While inflation is picking up sharply, insurers could demonstrate a relative moderation in tariffs in 2022.
“The increases should be between 0.5% and 1% because insurers have benefited from a drop in claims during the years. two confinements of 2020 and that of 2021 ”
, predicts Cyrille Chartier-Kastler, founder of the firm Facts & Figures. Travel restrictions have enabled insurance companies to save, sometimes substantial, savings. Less optimistic, the Addactis firm anticipates a tariff increase of 2% on average, close to that of 2021 (+ 2.5%) and slightly lower than inflation (+ 2.4% in August).
"Companies are faced with a drift in the cost of spare parts during repairs and drivers have started moving again as before the crisis"
, explains Guillaume Rosolek, partner at Addactis France.
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In any event, not all policyholders will be in the same boat.
"The disparities will be
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