Franchise projects, a model deemed to be less risky than setting up an off-brand business, are still of interest to banks.
“They play the game, they always lend as much,
says Benoît Fougerais, general manager of Prêt Pro, network in professional financing solutions.
We note, however, that the review of files takes longer.
They must therefore be professionalized, successful and well structured. ”
He notes a constant transformation rate of 84% for his files.
To negotiate a bank loan, there is therefore no secret, you must present a solid, complete and neat file.
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Our advice for a franchise business
Five elements are decisive for a bank.
The personality and experience of the project leader in the first place.
An experienced retailer, who has twenty-five years of experience and who has already led a team, will not have too much difficulty negotiating a bank loan.
“Managerial skills have become decisive since the start of the health crisis,
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