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Compulsory Car Insurance Comparator Calculator Israel today

2021-10-21T13:17:29.363Z


Everything you need to know to make the right choice In short for the impatient: • At a time when you hardly leave the house, is it possible to make do with one vehicle? • Waiver of a second vehicle - only if you are convinced that we will not have to repurchase within a few months • Have you decided to leave the second vehicle? How to reduce costs • When can you be satisfied with compulsory insurance only? The vehicle does not come out of the park


In short for the impatient:

• At a time when you hardly leave the house, is it possible to make do with one vehicle?


• Waiver of a second vehicle - only if you are convinced that we will not have to repurchase within a few months


Have

you decided to leave the second vehicle?

How to reduce costs


• When can you be satisfied with compulsory insurance only?

The vehicle does not come out of the parking lot, there is no danger of theft


• Do not give up the comprehensive unless you are convinced that there is no use of the vehicle, you can always purchase comprehensive when returning to driving the vehicle


• Check which insurance companies allow separate purchase of compulsory and comprehensive insurance.

Please note: Many companies offer discounts on comprehensive insurance only to those who purchase compulsory insurance through them.

At WeSure we allow you the full flexibility to build a custom package.


• How to choose the most attractive compulsory car insurance?

Compulsory car insurance comparison calculator of the state


• Please note that the prices in the calculator are only an indication of the final price.

Choose the top companies on the list and among them do a more in-depth market survey that will allow for additional discounts based on personal parameters.

One of the dilemmas faced by quite a few households these days is whether it is worth giving up a second vehicle, at a time when it is hardly used anyway.


Public transportation in Israel, unfortunately, is not the most efficient and many families are required to own two vehicles at home.

We will usually own a "main" vehicle used by the family, which will usually be the more expensive and spacious vehicle, and next to it a smaller and cheaper vehicle.

Allegedly, at a time when at least one of the two spouses is working at home, the need for a second vehicle decreases and the question arises as to whether it is worth giving it up.

Before deciding to give up a second car, you should make sure that in a few months we do not have to buy another car again


.

If you are considering selling your second vehicle, you should find out for yourself beforehand, whether it is a final decision, give up a second vehicle, or when we return to the blessed routine, you will be required to buy another vehicle again.

The sale and purchase of vehicles is often accompanied by considerable hassle and financial expenses, and beyond that, it is doubtful whether you will be able to purchase a vehicle in the future at a cheaper price than the price at which you sold the vehicle you gave up.

On the other hand, owning a second car without using it, especially if it is an unknown period, still has a cost - insurance.

How do you reduce the insurance costs of a car that does not leave the parking lot?

Any person who owns a vehicle and no matter the extent of its use must purchase compulsory insurance that provides compensation for bodily injuries.

This is insurance that cannot be waived.

However, property insurance is already a different story.

As long as the vehicle does not come out of the parking lot, one does not necessarily have to purchase property insurance (comprehensive) that protects property damage to the vehicle, especially if it is a vehicle with a low economic value.

Is it possible to be satisfied only with compulsory car insurance?

For those who do not plan to use their vehicle in the coming months, it is certainly possible to purchase only compulsory insurance and waive the insurance, but the following two questions must first be answered in the affirmative: Is there no intention to drive the vehicle at all?

Is the vehicle safe in the parking lot or is there a risk of theft or damage from natural damage such as hail and flooding?

As long as there is no intention to use the vehicle and there is no cool fear, on the face of it, only compulsory insurance can be satisfied.

As the vehicle returns to use, it is possible to add comprehensive car insurance to it later, but it is worth noting that some insurance companies offer comprehensive insurance benefits only to those who purchase the compulsory insurance through them.

In WeSure you really do not have to buy the compulsory insurance from us to get a great price on the comprehensive insurance and vice versa.

You are building the right insurance package for you.

For more details click here >>

As long as there is an intention to use the vehicle, even for short uses, it is important not to give up third party insurance

Another component of car insurance is third-party insurance, insurance that, although not mandatory, protects against insurance exposure to third parties, which can be very expensive.

Even if you use the vehicle only slightly, there is always a risk of an accident with another vehicle, or God forbid damage to the vehicle to property belonging to a person or company.

One trip in a car is enough, during which you will collide with an expensive car bumper, and the cost that may be imposed on you, without third-party insurance, will be very high.

In situations where the other vehicle is not an old and cheap vehicle, and even if it is a few trips, consider seriously discounted comprehensive insurance, tailored to the scope of travel or alternatively purchase limited comprehensive insurance, as offered by weSure, which provides third-party coverage and non-accidental damage.

In very low uses, the cost of limited comprehensive insurance is not particularly high, and gives peace of mind.

So after examining all the considerations and exposures and making a decision about their insurance we need in this period, how do we find the most attractive compulsory insurance?

Price comparison calculator sponsored by the state

Unlike comprehensive insurance, which currently has a market survey to compare its price, and as mentioned, some companies offer comprehensive discounts only to those who also purchase compulsory insurance through them, the State of Israel has taken care to produce a completely objective compulsory car insurance calculator.


This calculator can be easily found on the Internet (make sure the extension gov.il).

A few simple details must now be filled in: the driver's gender, age, seniority as a driver, type of vehicle (engine volume, horsepower - for those who are not completely familiar with these details, the system offers built-in answers that can then be specified with the insurer).

In addition, questions are asked about the vehicle's safety solutions, including the existence of a distance maintenance warning system (FCW) and a lane departure warning system (LDW).

It should be noted that the default of answering these two questions is that the vehicle does not include these systems as they are not a built-in part of relatively old vehicles but as far as vehicles from recent years these systems exist and the default answer needs to be changed.

The calculator only offers an indication of the amount of the premium, it is important to make a comparison between the sites

At the end of the process of filling out the short questionnaire, you will receive a list of rates offered by all insurance companies in the ranking of the cheapest liqueur.

It is important to note that these are maximum rates that the insurance companies are required to transfer to the regulator, the Capital Market Authority, every year, this is a type of commitment on their part not to charge a higher price than that shown in the calculator.

Nevertheless, even on this price there may be discounts in contacting the insurance companies themselves so it is worth contacting some cheap companies from the list and checking on their websites a custom quote.

In WeSure, for example, the process of receiving the quote is completely digital and allows additional benefits over the offered price given various parameters such as the exact type of vehicle, the expected mileage, the purchase of insurance extensions (such as headlight and mirror insurance).


The calculator is in fact an indication that it is possible to start a process with the companies that offer the best rates in it, but as stated, this is not the end of the verse.

For more details click here >>

Source: israelhayom

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