A new illustration of the accumulation of savings of the French since the start of the Covid-19 crisis.
At the end of June, 162.4 billion euros were invested in employee savings plans and company retirement savings plans (PEE, Perco and PER collective company), an amount up 18.8% compared to the same period last year, according to the latest half-yearly figures released Tuesday by the French Association of Financial Management (AFG).
Over the first six months of the year, more than 11 billion euros were paid into it by French employees. While this figure is higher than that recorded in 2020 (+ 6.5%), it is slightly lower than that of 2019, i.e. before the health crisis (-1.7%).
Proof that the French have massively preferred to save rather than consume during the pandemic - Covid savings amounted to 157 billion euros according to the Banque de France - voluntary payments on these plans are up 19% compared to first half of 2020, "
hit hard by the Covid crisis
," said AFG in a
press
release.
As for participation and profit-sharing, “
savers have mostly placed their premium on company savings schemes
,” adds the organization.
Read also Perco, PEE, PER… Everything you need to know about employee savings plans
Nearly 350,000 companies equipped
Today, 347,000 companies are equipped with an employee or retirement savings plan.
A figure up slightly by 2% compared to mid-2020.
Of this total, 107,000 companies now offer their employees a collective company retirement savings plan (collective company PER).
Created by law in 2019 to Covenant gradually replace the Perco, this device continues to expand at unbelievable speed "
In the first six months of the year more than 15,000 enterprises have set up a group RIP, almost as much as for the whole of 2020,
”notes the AFG.
Around 1.4 million savers benefit from it, for a total outstandings of 12.5 billion euros.
Read alsoSMEs seduced by employee savings despite the crisis
In this booming market, the heavyweights of the sector remain unchanged.
Amundi, a subsidiary of Crédit Agricole, remains largely the leader in terms of assets under management (75 billion euros), ahead of Natixis (31 billion) and BNP Paribas (14 billion).
