Once all the expenditure constraints have been settled (housing, food, energy ...) only 39% of French people say they will be able to save in 2021. They were 44% able to do so in 2014 and 54% in 2010. This drop marked and continuous is the main lesson of a new Ifop study for the JDD published on October 21.
Unsurprisingly, not all households are in the same boat.
Modest incomes are more rarely able to put money aside, but without inevitability.
Thus, 21% of “
poor
”
households
(less than 900 euros per person) say they have the capacity to save.
Conversely, on the other side of the spectrum, 29% of “well-
off
”
categories
(over 2,500 euros per person) say they cannot do it.
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Income is not the only discriminating factor, however.
The questionnaire is also interested in a whole range of characteristics, social, economic and even political.
If certain trends are expected: people with long studies save more easily than those without diplomas (62% against 27%), the same for employees compared to the unemployed (40% against 29%), others are more original.
Marked differences according to political opinions
Thus the sympathizers of the National Front are only 22% to put money aside at the end of the month against 56% for those of the Republicans.
However, among the various candidates for the 2017 presidential election, the prize for savings goes to the voters of ... Benoît Hamon (57%).
Another surprise, those under 35 seem to have an easier time saving money.
They are 45% to answer positively to the question:
once you have paid all your constrained expenses do you have the possibility of saving money at the end of the month?
», Against 36% for those over 35.
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Finally, last lesson, which, without being a surprise, continues to surprise by its magnitude: the difference between women and men.
If the latter are 47% able to save, this figure drops to 31% for the opposite sex.