13,078 euros per year.
Or 1090 euros per month.
This is the price you have to pay, on average, to age with dignity at home in France, according to the second edition of the Retraite.com and Silver Alliance barometer.
While 85% of French people want to age at home, 25 products and services such as mutual insurance, the purchase of adapted wheelchairs or home help were scrutinized by this study.
And the result is unequivocal: in one year, this average cost has increased by 3.49%, or about a point higher than inflation over the same period.
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This overall increase of 3.49%, however, is "
to qualify in both age groups and services
"
,
says in the press release Benjamin Zimmer, director of Alliance Silver.
"
The 100% health reform made it possible to drastically reduce hearing-related costs in 2021 by offering a hearing aid without having to pay a euro for the consumer,
" he says.
Conversely, the price of mutuals has undergone a significant increase, impacting the purchasing power of seniors.
The inflation of the prices of raw materials needed to produce certain products also has an impact on their final prices.
"
Disparities by age
Thus this average price increase "
is low or even negative for seniors aged 65-75 and increases gradually with age to reach 5.56% for those over 85"
, as stated by the founder of Retraite.com Ludovic Herschlikovitz in the study. A retiree aged 65 to 75 will have to pay an average of 583 euros per month for benefits and services related to his age (from 265 euros if he chooses basic services to 837 euros if he prefers high services). But this amount quickly rises to 748 euros per month in the 75-85 age group, and 1,939 euros for those over 85.
Between 65 and 75 years, says the study, health costs (mutual, optical, dental) are the first item of expenditure with an increase of more than 10% this year compared to last year. This increase in mutuals is however
"offset by 100% coverage of hearing aids, which ultimately allows new retirees to gain purchasing power"
. Among the 75-85 year olds, it is still health that takes the place of the first item of expenditure. But with advancing age, seniors are reducing their trips and home service costs are starting to take off. In addition, medical and comfort equipment (walking sticks, armchairs, interior fittings) suffered
"an increase of 10% linked in particular to theincrease in the prices of raw materials passed on to the user ”
.
Finally, among those over 85, dependency and access to supportive care become the first item of expenditure, up 5% compared to last year, in particular with the increase in salaries and related equipment. to the Covid-19 epidemic.
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While prices have increased this year, telemedicine could, however, reduce some of these expenses in the near future.
“The health crisis has also made it possible to see the use of telemedicine and teleconsultation solutions democratized, thus making it possible to reduce territorial inequalities in access to care in medical deserts
, concludes Benjamin Zimmer.
This massification of the uses of telemedicine, both by professionals and by patients, is a real opportunity for progress for all stakeholders in our health system. ”