Floods, storms, drought ... Parliament definitively adopted Thursday, by a final vote of the Senate, a MoDem bill supported by the government which aims to simplify and strengthen the compensation scheme for natural disasters.
This text, which reforms the so-called “
catnat
”
regime
, instituted in 1982, provides for more transparency for the procedure for declaring natural disasters by the State, the keystone of the system.
It was voted on for the last time on Monday by the National Assembly.
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Among other concrete measures, it revises the various deadlines applicable to compensation by insurers, in the interest of victims.
It extends from 10 to 30 days the period available to the insured to make his claim after the publication of the decision to recognize the state of natural disaster.
The insurer will have a period of one month to make the repairs, or 21 days to pay the compensation due to the insured.
It extends the scope of the “
natural disasters
” guarantee
to include emergency rehousing costs.
"
One billion euros per year
"
In the event of land movements resulting from drought or rehydration of the soil, compensation must make it possible to finance repairs effectively putting an end to the existing disorders.
Concerning the communities, the proposed law extends from 18 to 24 months the period available to the municipalities to transmit their request for recognition of the state of natural disaster.
It sets up a "
referent
" at the level of the department, to support elected officials in their procedures.
Finally, it sets up a “
National Advisory Commission on Natural Disasters
” responsible for issuing an annual opinion on the relevance of the criteria used to pronounce the state of natural disaster.
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“
Each year, no less than 10% of French municipalities are recognized as being in a state of natural disaster, 3,500 per year,
” recalled the Minister in charge of Tourism Jean-Baptiste Lemoyne. “
This generates one billion euros in compensation paid
”.
The rapporteur for the Senate Christine Lavarde (LR) expressed "
a strong enough regret
", because "
the most important subject
", that of the shrinkage-swelling of clays, is not dealt with in substance by this text. As part of the examination of the “
3DS
” bill, the deputies adopted
an amendment authorizing the government to legislate by ordinance on this subject. "
Much remains to be done
", judged the centrist Pascal Martin, "
and all the more so as climate change will inevitably increase in the coming years the intensity and frequency of exceptional climatic events
".
On all the benches, the senators deplored "
the lost time
" and regretted that the deputies and the government did not seize another bill PS on the same subject, voted by the upper house in January 2020.