"
Our bank accepted in principle our mortgage application before refusing it in a second step
", testify Jean and Marie who wish to obtain a bridging loan (one year, extendable once, taking into account 70% of the value of the property sold) to buy an apartment in Hauts-de-Seine (92).
And yet the latter is smaller - and therefore less expensive - than the one it is about to sell in Paris.
In question ?
Home loan insurance offered by the bank's insurer.
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Read alsoBeing well-off is not necessarily enough to obtain a mortgage
This couple of sixty years old, yet wealthy, strangled when they learned of the amount: 650 euros per month!
Where the standard is closer to 300 euros, according to the couple's bank.
“
Basically that's the amount I would have paid if I had been my daughter's age
,” notes Jean.
It's incredible that I am denied this one-year bridging loan and that we grant 25-year loans to quads
”.
The age of borrowers is considered a risk factor for banks, even if they…
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