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Private property limit size ︱ agent expects nano-unit odd goods to be in the mortgage industry: may affect banks’ attitudes

2021-12-30T11:29:07.517Z


The Secretary for Development, Wong Wai-lun, announced today (30th) that a minimum unit area limit will be added to the land sale terms, and the Tuen Mun Tai Lam Crown Land will be launched in the next quarter as the first "pilot" with a unit area of ​​at least 280 square feet.


The Secretary for Development, Wong Wai-lun, announced today (30th) that a minimum unit size limit will be added to the land sale terms, and the Tuen Mun Tai Lam official land will be launched in the next quarter as the first "pilot" with a unit size of at least 280 square feet. The Star Valley Mortgage The referral to Chief Executive Officer Zhuang Jinhui said that this move may affect banks' attitudes towards mortgage applications for existing residential units of less than 280 square feet. It is estimated that major banks will discuss closely in the future. He suggested that buyers who are interested in finding nano-units should do so first. Wait and see, it is not advisable to rush into the market.

Chuang Jinhui said that there is no shortage of nano disks under 300 square feet in the market. Due to the low threshold, there is a price and market. However, individual banks have always held a conservative attitude towards small and medium-sized developers’ off-the-plan mortgages, and even set up a quota system. , Resulting in difficulties for prospective buyers to apply for a mortgage.

However, he believes that the relevant policies to prevent the market from launching new nanodisks will have a positive impact on the healthy development of the property market.

The supply of nano property prices is expected to outperform the market?

Zhuang Jinhui also pointed out that the minimum area of ​​private buildings may become the new normal in the future. It is estimated that the supply of new buildings below 4 million yuan and below 280 square feet will be greatly reduced in the future. Under the supply gap, this type of property has a chance to outperform the market. .

As for Chen Yongjie, vice chairman and president of the residential department of Centaline Properties Asia Pacific, believes that setting a minimum unit size will allow the existing "nano-building" units to be habitable and stimulate the price of small units to rise.

He pointed out that among the 40 first-hand new homes launched this year, 26 offer units below 280 square feet, of which about 17 are in urban areas. It can be seen that this type of units are concentrated in urban areas and the target source is mainly singles and business travel customers. .

He predicted that the implementation of the measures will increase the cost of getting on the car, and buyers will have to prepare more funds to enter the market. First-hand units less than 5 million yuan in urban areas will be rare and rare.

Development Bureau: Supply of 5,680 units of private buildings in the next quarter, Tuen Mun Tai Lam official land, minimum size of 280 feet, private buildings limit size ︱ Surveyor: measures have not been taken to cover old building redevelopment projects, nano-units are inevitable

Source: hk1

All news articles on 2021-12-30

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