Property prices are stubbornly high, and the nano disk is becoming a trend, and it is gradually becoming the focus of attention!
Following the previous government’s addition of a foot-limit requirement in the land sale clause of a residential site in Tuen Mun, the latest report indicated that Nano House may face the risk of “loan limit”!
According to "Sing Tao Daily" report, long before the government announced the introduction of floor-limiting measures, small and medium-sized banks had studied the suspension of mortgage loans for units with a floor area of less than 250 square feet in view of the risks of nano-buildings, but there was no final decision yet.
The report quoted sources saying that the reason why the banks concerned were considering stopping the mortgage of nano-buildings was mainly because the price per square foot of the nano-buildings was too high, ranging from 20,000 to 30,000 yuan, and 90% of the mortgage could be made. In addition, this group of passengers on the car financed. The strength is relatively weak. If the property prices fall, banks will bear a lot of risks.
In fact, the Nano Disk has recently begun to face the risk of "foot-limiting".
In the new season, the Development Bureau will sell a residential site in Tuen Mun by tender, and will include the requirement that each unit has a saleable area of at least 280 square feet.
It is worth mentioning that when the authorities launched the first pilot project for Hong Kong residents on Anderson Road in Kwun Tong last year, it had prescribed a minimum saleable area of about 250 square feet.
Looking at the data, about 13% of the private housing supply in the past 5 years has a saleable area of less than 280 square feet. In the past, many nano disks have become the "focus". The Tuen Mun "Dragon Bed Disk" has the smallest area. A unit is only 128 square feet, even smaller than a parking space.