Chief Executive Carrie Lam Cheng Yuet-ngor revealed in an interview with the Economic Daily that, based on the concept of "home ownership as the leading" housing policy, it will study the introduction of progressive mortgages on the mortgage rate of subsidized sale housing (home ownership and green home ownership). Hong Kong people only need You can get on the bus with the down payment and half of the property price.
According to reports, Lam Cheng Yuet-ngor hopes to lower the mortgage threshold so that the public, including those on the waiting list for public housing, can leapfrog to buy homes. The idea is to refer to the "New World Builds a Better Life" proposal.
Since the HOS is currently guaranteed by the government, applicants for white form and green form can take up to 90% and 95% of the mortgage respectively. Progressive mortgages are planned to take down property prices in stages, that is, the threshold for the first phase of the white form may be lowered. To 5%, the green form is as low as 2.5%.
Lam Cheng emphasized that Hong Kong people are motivated, "I hope to make more money every day and work harder, so that I can own the ownership of the entire unit as soon as possible." Instead of "being afraid of income from public housing," Don't dare to add labor."
She also said that although the government cannot guarantee the price (high or low) of private properties, public housing will account for 70% of the future supply, and there will be a wealth of home ownership ladders. She believes that the public should be able to look forward to future home ownership opportunities.
Development Bureau: Next quarter private housing supply 5680 units, Tuen Mun, Tai Lam official land, the minimum floor area is 280 sq. ft. New World plans to launch the first phase of privately subsidized housing of 135,000. Currently there are options in this market
