The Limited Times

Now you can see non-English news...

Tax change in 2022: Who gets more money with the tax return

2022-01-06T06:09:03.923Z


Tax change in 2022: Who gets more money with the tax return Created: 01/06/2022, 06:54 AM More net than gross in 2022 © Rüdiger Wölk / Imago Higher allowances will lower the tax burden for many employees this year. Our tables give you a compact overview. Munich - Good news for employees and retirees. In the new year, almost everyone can count on a little more net than gross. The reason: the ba


Tax change in 2022: Who gets more money with the tax return

Created: 01/06/2022, 06:54 AM

More net than gross in 2022 © Rüdiger Wölk / Imago

Higher allowances will lower the tax burden for many employees this year.

Our tables give you a compact overview.

Munich - Good news for employees and retirees.

In the new year, almost everyone can count on a little more net than gross.

The reason: the basic tax allowances are increasing.

And for social insurance, the contribution burden remains largely constant - on average at 19.975 percent.

This results from the following developments:

  • In the case of pension insurance, the contribution rate remains unchanged at 18.6 percent.

    Insured people pay 9.3 percent of this.

    An increase is expected by 2024 at the latest.

  • The contribution to unemployment insurance is still 2.4 percent.

    Employees pay half of this.

    The contribution rate to long-term care insurance for insured persons with a child is 3.05 percent.

    Employers and employees share this.

  • There is a surcharge everywhere for childless people.

    This year this increases from 0.25 to 0.35 percentage points.

    It is only borne by the insured nationwide (without employers' participation, special regulations apply in Saxony).

  • In the case of statutory health insurance, the contribution rate remains at 14.6 percent.

    In addition, there is an "additional contribution for individual health insurance companies" - an average of 1.3 percent.

Taxes 2022: Exemptions reduce the tax burden for employees

However, the differences between the health insurers are still considerable.

This year, the once again improved regulations on the deductibility of pension insurance contributions and the basic tax allowance, which will be increased from 9744 euros to 9984 euros, have had a positive effect on taxation.

Furthermore, the basic tariff values ​​of the income tax tariff will be adjusted.

The tax rate is - if you imagine a coordinate system - shifted 1.17 percent "to the right".

This is intended to compensate for the “cold progression”.

Otherwise, the progressive tax rate - that is to say, increasing with increasing gross income - would lead to wage increases in connection with inflation being at least partially "eaten up" by higher taxation.

Social security contribution rates in 2022

numbers in percent

All in all

Employee share

general pension insurance

18.6

9.3

unemployment insurance

2.4

1.2

Health insurance, general

14.6

7.3

average additional contribution

1.3

0.65

care insurance

3.05

1.525

all in all

39.95

19.975

Additional contribution to long-term care insurance for childless people

0.35

0.35

Since employees who earn very well in particular benefit from tax relief, they have a particularly high net gain.

Here are some sample calculations:

■ Employees with tax class I or IV, who earn 6,000 euros gross per month - without any further tax deductions - still receive a monthly plus of 20 euros (with child, no church tax).

At 8,000 euros gross it is already 28 euros.

For comparison: at 2000 euros gross / month the plus is only six euros.

■ Single parents: The 2020 Annual Tax Act fixed the tax relief amount for single parents, which was initially only due to the corona, at EUR 4008 per year, which was increased by EUR 2100 from 2022 onwards.

This amount applies to the first child.

For each additional child there is an additional 240 euros.

A relief amount of 4008 euros brings single parents with a gross monthly income of 3000 euros an annual relief of around 1000 euros!

In most cases, however, the income (and thus also the tax relief) of those affected is much lower.

How does the monthly net wage change *

Gross wage

Net wage 2021

Net wage 2022

monthly plus 2022

2000 Euro

1436 euros

1442 euros

6th

3000 euros

2005

2015

10

4000 euros

2541

2553

12th

5000 Euro

3051

3067

16

6000 euros

3573

3593

20th

7,000 euros

4043

4068

25th

8,000 euros

4566

4594

28

* Assumptions: Tax classes I / iV, no church tax, with child (ren), statutory health and care insurance, 1.3% additional health insurance contribution 2022

Source: merkur

All news articles on 2022-01-06

You may like

Life/Entertain 2024-03-01T12:34:59.036Z
Life/Entertain 2024-03-02T04:24:23.687Z
Life/Entertain 2024-02-21T15:13:43.648Z
Life/Entertain 2024-02-28T10:43:44.911Z
Life/Entertain 2024-03-01T04:34:04.845Z

Trends 24h

News/Politics 2024-03-27T16:45:54.081Z
News/Politics 2024-03-28T06:04:53.137Z

Latest

© Communities 2019 - Privacy

The information on this site is from external sources that are not under our control.
The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.