Consumer credit is recovering.
In 2021, the French went back to the shops and were able to travel again.
As a result, these loans, often of several thousand euros, which allow you to equip yourself or have fun with large purchases, return to their 2019 levels: they reached nearly 46 billion euros in 2021 (+12 .5% over one year), according to the Association of Financial Companies (ASF)
“The 2020 crisis has been erased.
We have regained our cruising speed,”
argues Françoise Palle Guillabert, general delegate of the ASF.
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When the country was first shut down, in the spring of 2020, the production of these loans had collapsed (-68% in April).
In the end, the activity had ended the year 2020 in the red (-11.7%), despite the easing of restrictions over the months.
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