In France, accommodation is more and more expensive.
Property prices continue to climb, except in Paris, and credit rates have decided to follow the same trend.
Not to mention that the banks require increasingly high contributions to ensure that the borrower's file is solid.
In short, it has become a real obstacle course to access property.
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Households try by all means to lighten the note: negotiate the credit rate by playing with the competition, discuss the application fees, increase the duration of the loan to reduce the sums to be repaid each month to the bank or even negotiate the insurance rate.
But the room for maneuver is increasingly reduced.
"
The mood at the moment among banks is 'zero risk'
," says a credit market expert.
Therefore, buyers could be tempted - or forced - to turn to less expensive housing, with work.
“
Negotiations are resuming on properties that present…
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