The soaring cost of mortgages is already penalizing buyers.
Obtaining a twenty-year loan now costs around 1.5%, compared to less than 1% a few months ago.
This outbreak of fever undermines more and more operations.
“We observe refusals, more than last year at this time”,
confirms Jean-Marc Torrollion, president of Fnaim
.
The surge in the cost of silver took buyers by surprise.
“We have customers who were given an agreement in principle when the rates were lower who are now seeing their file rejected,”
laments Maël Bernier, spokesperson for the broker Best rate.
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Buyers have less leeway.
They can no longer extend their monthly payments as they wish or borrow more.
The public authorities, who monitor credit like milk on fire, require banks to limit the loan period to twenty-five years and that monthly payments do not exceed 35% of income.
"Until recently…
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