Consumer loans rose 9.2% year-on-year in the first quarter of 2022, according to data published Monday by the French Association of Financial Companies (ASF), despite a slowdown in car and capital goods financing. the House.
"
The start of 2022 marks a clear upturn in the consumer credit market: after two well-oriented months, the market's dynamism consolidated in March
", notes the ASF.
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The drivers of the good performance of the past year - financing of used private vehicles and household and leisure equipment - have slowed somewhat, with respective growth of 3.7% and 5.4% on the trimester.
Personal loans and revolving loans took over, with increases of 16.1% and 13.9% over the first three months of the year.
Leasing operations with option to purchase (LOA), very popular for new and used vehicles, are still on the rise: they represent one in five consumer loans.
Over the first quarter as a whole, the production of specialized establishments was 11.6 billion euros.
This mode of credit, a traditional pillar of financing, weighed 45.3 billion euros on the
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The ASF brings together some 260 companies in furniture and real estate leasing, factoring and other associated services.
It gives for consumer credit only the figures of its members "
who represent nearly 50% of the outstanding amount of all credit institutions and the majority of revolving credit transactions
", she specifies.
