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Savings: the CLCV urges banks to better promote the popular savings account

2022-05-16T07:25:51.739Z


The popular savings account is reserved for people with incomes not exceeding certain ceilings. 15 million French people could benefit from it according to the association Consumption Housing Living Environment (CLCV).


The association Consumption Housing Living Environment (CLCV) invites the banks to better promote the popular savings account (LEP) reserved for people with modest incomes, "

the most interesting regulated savings account without risk

", which it considers too little developed.

While nearly 15 million French people could benefit from it, the number of LEP amounts to 7 million

”, deplores the association in a press release, regretting a lack of knowledge of this means of savings, more advantageous than the booklet A, especially among young people.

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A remuneration of 2.2%

The popular savings account is reserved for people with incomes not exceeding certain ceilings (20,297 euros per year for example for a single person).

In the current context of the search for purchasing power, the CLCV invites the banks to promote it more to the customers concerned

,” added the association.

Read alsoThe French are once again rushing into real estate savings products

The LEP has been remunerated at 2.2% since the last revaluation announced on January 14.

The Minister of the Economy had then insisted on the importance of this booklet.

It benefits from a guaranteed interest rate and is exempt from income tax and social security contributions.

It is capped at 7,700 euros in payments (excluding interest).

Its net return remains negative - inflation reached 4.8% over one year in April - but better than the Livret A, remunerated at 1%, or even than many life insurance funds in euros.

Source: lefigaro

All news articles on 2022-05-16

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