"Hu C9" Chen Qi wanted to spend more time with the growth of "Hu Family Sanbao" in the early years, and resolutely transformed into a KOL, successfully entered the house with the image of a shrewd teacher and nurse, and attracted a large number of fans.
However, they have to do live broadcasts every day, and they have to take care of their 3 children who go back to school, go back to school, and live and eat. How to allocate resources and time?
Chen Qi generously shared three strategies, "Using one resource to complete the whole thing, saving time and money", taking care of one's home in the most time-saving, economical and convenient way, and also keeping children in a healthy and happy environment growing up.
The first trick: Become a master of time management, Sanbao, go to school and take time to run and learn yoga
Chen Qi, who has two daughters and a son, the smallest child is only 6 years old, and the eldest daughter is 13 years old. The three children go to school and leave at different times, and they live in remote areas. She admits that the biggest challenge is picking up and leaving school. The school hours are different, and you can’t lower one first.” It relies on the division of labor and cooperation with her husband and a group of parents.
"I think I'm the strongest driver. I usually take the time to buy food after sending my daughter to school, and then go back to pick up food after buying it." In addition to taking the time to buy food, she also divides the labor and cooperates with her husband, and takes advantage of the free time to satisfy her personal interests: "I'll go to a yoga class while my daughter goes to a hobby class and my husband goes for a run!"
Sharing the trend, Chen Qi simply cooperated with other parents and took turns to pick up the children from school: "When you have one girl at 11:30 and the other at 12:30, it's really too much to be separated!", so Chen Qi and several mother friends Scheduling the time spontaneously, everyone took turns driving their children to the same school, "using one resource to complete the whole thing, saving time and money without affecting traffic."
Chen Qi will work with other parents on a daily basis, taking turns to pick up and drop off children from school, which can save time and money without affecting traffic.
The second trick: save money by cultivating good habits and DIY environmentally friendly toys
In addition to taking care of children, the financial burden can be very heavy.
Chen Qi, a shrewd nanny, certainly has experience. "Actually, the cost of raising three children is, on average, less than raising one."
She explained that the family will save money in creative ways. "You can't save your children's tuition fees and tuition fees, but you can save money by spending a little creativity in life."
She continued to point out that in order to accompany the only child, many families have come up with different ideas, and they have to go to the theme park, which costs a lot of money, "On the other hand, my three daughters are already very happy to play at home, and they all like DIY environmentally friendly toys. Zaizai made robot armor out of cardboard boxes.” The children used their creativity to reduce the cost of toys in disguise.
"We will go hiking together again, enjoy family fun, and at the same time let the children know about environmental protection issues."
The family of five has three large expenses, and Chen Qi bluntly said that they should be more careful on weekdays to ensure that the money is used properly.
"Three children have to pay three tuition fees, buy three shirts, and order three meals when going out to eat. Of course, they have to be more careful." Chen Qi, who lives in a big family, also pays great attention to quality. "Good quality items. It can be more durable. For example, the one-piece dress worn by the big girl 12 years ago has been preserved since the thin girl wore it. Recently, a new member of the family was born, and the dress is still fresh and can continue to be worn!” She pointed out that it will still be well preserved in the future. This skirt is left to my granddaughter to wear when I have the opportunity, which saves money and is environmentally friendly.
Chen Qi hugged the eldest daughter (left) 12 years ago, and the one-piece dress that the eldest daughter was wearing at that time was passed on to the newest family member in April this year.
The third trick: planning comprehensive family protection accidents are hard to prevent
The life of a full-time housewife is full and warm, but unexpected situations will inevitably occur.
Chen Qi recalled that the little girl had a home accident when she was 2 years old, and sighed that the accident could not be prevented, "It was obvious that the corners and stairs of the whole house were covered with adhesive tape, but the little girl lost her balance and knocked down, her face was covered in blood, and the brow bone burst when she hit it. , and the wound was an inch long with bone."
Chen Qi still had lingering fears when she recalled it. "My husband was not around, so I was really hesitant at the time." In the end, her daughter had to undergo plastic surgery for two hours. "Fortunately, I had purchased medical insurance at the time, so I didn't have to worry about the cost of treatment, and I didn't ask about the price. , I just want to find the most suitable treatment.” In the end, the surgery cost of more than 20,000 yuan was fully compensated, and the thin girl’s wound did not leave any scars.
Chen Qi's daughter had a family accident when she was 2 years old, and her brow bone burst, leaving scars.
After this accident, Chen Qi realized that the accident was unexpected and "I don't know who will 'win the lottery'". The daily expenses can be saved, but the protection of the family must not be saved.
"In the past, I only focused on hospitalization insurance, but in fact, it is not necessary to be hospitalized for every accident, so I pay more attention to accident insurance, and use the most reasonable cost to obtain the greatest protection and the most appropriate treatment."
Chen Qi strongly recommends AXA's new personal accident insurance
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.
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Chen Qi praised
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If the children are unmarried full-time students, the age of coverage is up to 23 years old.
In addition to the three children, Chen Qi also has to consider the protection of the "Four Elders".
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"We have four elders and three children in our family, plus myself and my husband, who are just within
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If you have a sufficient budget and want each family member to have an independent insurance amount, you can choose a traditional personal insurance plan, and the whole family can apply for insurance together, and you can enjoy discounts on multi-person insurance, up to 15% off.
The insured seniors will also receive additional protection.
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Note: The above guarantee contents are based on the basic plan as an example, and some of them are not applicable to the simple plan
(Information and photos provided by customers)