The Democratic Party found that swindlers took advantage of the fifth wave of the epidemic to take advantage of citizens' eagerness to seek jobs and pretend to be job seekers to borrow money, involving 16 victims and involving a total of 4.29 million yuan.
When Ms. K, the bitter master, applied for the "Immigration Consultant Clerical Assistant", she was required to provide her ID card, address proof and ATM card, etc. The company arranged for her to become a "partner" to apply for a business plan. Ms. K went to the bank for identity verification as instructed and sent A sum of 400,000 yuan was remitted to the company.
Afterwards, she followed the instructions to another bank for identity verification. The staff of Hang Seng Bank, who was alert, asked her "what is the identity verification?", thus revealing that she had been deceived all the time. After calling the police, she successfully stopped the loan of 2 million yuan.
Yuan Haiwen, the Democratic Party assisting the case, pointed out that there are obvious loopholes in banks and financial companies, and believes that a dedicated regulatory agency should be established to monitor industry ethics and approval procedures.
Epidemic | Dozens of people rushed to work and fell into a high-paying recruitment scam, and the fraudsters stole their identities and borrowed 4.29 million
The Democratic Party has received a number of "identity theft loans" for help, with a total loss of more than 4.29 million. (Photo by Kong Fanxu)
Since December last year, the Democratic Party has received 16 requests for "identity theft loans", involving amounts ranging from 50,000 to 400,000 yuan. A single victim has been loaned 980,000 yuan, involving 8 loan companies.
Sufferer says individual bank staff 'did not mention any loan word'
Ms. K, the bitter owner, applied for an "immigration consultant clerical assistant" on the job search platform in January this year. After that, an "employee" asked her to provide her ID card, ID photo, address proof, ATM card and TransUnion credit report.
Ms. K pointed out that the "employee" told her that she would be arranged to become one of the partners to assist the company owner to apply for a business plan at the bank, and a sum of money would be remitted to her account.
As of February 22, Ms. K went to the Citibank branch in Causeway Bay for identity verification according to the instructions of the "employee".
Miss K said that she had asked the bank staff what identity verification was required, but the manager and the counter staff "did not mention any loan words". Send the money to the "employee".
Miss K was borrowed 400,000 yuan by stealing her identity.
(Photo by Kong Fanxu)
Successfully stopped 2 million yuan loan after calling the police
On March 1, the "employee" asked Ms. K to go to the Hang Seng Bank in Yuen Long for identity verification. She pointed out that a Hang Seng staff asked her, "What type of identity verification are you doing?" Ms. K replied. "I don't know." When I called the "employee" to ask questions, the other party replied that "it's a personal loan certification." She knew that she had been deceived immediately. The company borrowed, and successfully stopped the loan of 2 million yuan after calling the police.
I was really shocked and surprised. I wanted to buy a property myself, but TransUnion reported that it was all borrowed, showing the lowest level, so I was worried that it would affect the purchase of a property.
Miss K, the bitter master of the loan fraud case
The deceived student: I have to endure a lot of trouble
The bitter master, Miss C, is a student. In December last year, she found a part-time job as a cosmetics purchasing agent online. A "director" asked her to provide a batch of personal information. A "lawyer" called her and spent three hours explaining her "legal issues." On January 31 this year, she followed the instructions of the "supervisor" to pick up a cheque for 100,000 yuan at the MTR station. "The superintendent told me to enter my personal account immediately, Later, because it was too late, I asked me to remit the money and go back to the house to rest.”
Miss C later found out that she was deceived when she received a follow-up letter from WeLend, a financial company, "Without thinking, I have to fall and have to endure a lot of stress.
The unemployed finally filed for bankruptcy due to debts
The unemployed Mr. L had the same experience. He didn't realize he was deceived until he received a letter from WeLend. The scammer used his personal debts to restructure. Instability often weeps.
Miss W was deceived by the fraudsters, and loaned 250,000 yuan and 50,000 yuan to Citibank and WeLend respectively, during which she never met any bank financial staff.
Democrats urge creation of dedicated regulatory agency
Yuan Haiwen, a spokesman for the Democratic Party's consumer rights policy, said that the incident reflected serious loopholes in financial institutions, and the failure to verify the identity of the applicant and the purpose of the loan, and the lack of real-time facial recognition. He urged the government to legislate to establish a special regulatory agency to supervise the behavior of money-lending financial institutions, Conduct and Procedures.
Welend expressed his deep sympathy to the citizens of the affected customers. Earlier, the repayment process for the affected customers has been suspended until the police have completed the investigation. If the police finally confirm that the relevant loan is not related to the customer, Welend will waive the repayment according to the investigation results. payment.
Citibank stated that it would not comment for confidentiality reasons. The bank has contacted individual customers and followed up and processed them in accordance with established procedures. It reiterated that it has always handled and approved clients’ private loan applications in strict accordance with established procedures, including proofreading and submitting information and documents. After applying for the relevant loan, it needs to be repaid according to the terms, and the bank will generally deal with the arrears according to the internal established procedures, and if there are special circumstances, it will be dealt with on a case-by-case basis.”
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