Soaring energy and food prices are pushing households towards small amounts of consumer credit.
They are increasingly resorting to depreciable, renewable loans and split payment in three or four instalments.
“We are seeing more and more files made up of current charge debts, with recourse to credit to finance these expenses”,
is alarmed Pauline Dujardin, of the Crésus federation, which comes to the aid of households in difficulty.
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Household budgets are hurt by the surge in price fever (+ 5.2% in May over one year according to INSEE).
According to the CSA Research/Cofidis barometer of May, the French lack 490 euros per month to be financially comfortable.
"At the moment, with inflation, households have no choice but to tighten their belts, to use their surplus savings when they have some or to resort to financing solutions,"
said Angelo .
Caci, managing director of the firm specializing in payments Syrtals…
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