Wen Wen, a fourth-year student of the Faculty of Arts of the University of Hong Kong, and his mother and brother left the public housing housing three years ago due to family reasons, while Wen Wen and his mother lived in a house of more than 400 square meters at about 25% of the market rent through a "bare room". square foot two-bedroom, one-bedroom unit.
With the help of low-income rent, she not only studied hard, but also worked many part-time jobs in her spare time to achieve the goal of saving 3,000 yuan per month under the "Three-Year Upward Mobility Plan" under the bare room, so that when she leaves the bare room have a better life.
Wenwen tried to earn as much money as part-time work-study. During peak periods, she would work nearly 50 hours a week. She and her mother saved nearly 6,000 yuan a month, and they finally saved 200,000 yuan in three years. , with his own savings and the help of his relatives, he managed 10% of the first installment of the HOS and successfully went upstairs.
At least there can be a normal Taiwanese book!
HKU girls talk about their feelings after staying in a bare room
The two mothers and daughters share a 400-square-foot "bare room" with another short-term poor household at 25% of the market rent
Wen Wen, who is currently studying in the fourth year of the Faculty of Arts of the University of Hong Kong, is 25 years old. In 2019, he and his mother and brother left the public housing where they lived due to family reasons. Wen Wen went to live alone with relatives who lived in the tenement house in Sham Shui Po. At home, and applied for public housing division, and my younger brother lived with friends.
About a month later, with the assistance of social workers, they applied to live in a unit in the central and western districts of the "bare housing". Their "three-year upward mobility plan" determined the rent at about 25% of the market rate, and the other household was short-sufficiency. Single mothers and children live together in a two-bedroom, one-bedroom unit of more than 400 square feet.
After moving into a bare room, Wenwen's life has been greatly improved. "At least she can have a normal Taiwanese book." She mentioned that if she rents a house outside with a "bare room" rent, she should only be able to afford a subdivided room. Not only is the living environment harsh, but activities such as reading books and meals must be done on the bed; living in a bare room also makes it easier to control emotions. She explained that under the epidemic, learning is done through video at home. "Guangfang" has a normal living room, toilet and kitchen, which is a better living environment and better mental health.
After moving into the bare room, Wenwen's life has been greatly improved. "At least I can have a normal Taiwanese book." (Photo by Xia Jialang)
Set up a three-year savings of 100,000 Wenwen to do multiple part-time jobs, and the mother to do the site
All applicants who live in "bare rooms" must sign a "three-year upward mobility plan". Wenwen and her mother's original plan was to save about 3,000 yuan per month at low rent and save 100,000 yuan in three years. , Even if the public housing is not available after the completion of the three-year "bare housing" scheme, private buildings of the same quality as the bare housing can be rented.
In addition, Wenwen hopes that through part-time study, she will study part-time while studying at university, while her mother will continue to work on the site to increase her work income and achieve the goal of upward mobility.
In order to achieve the goal, Wenwen worked several part-time jobs in addition to school to earn more income, including tutoring, part-time clerical work and part-time jobs in the youth center. On average, he worked about 25 hours a week, and at the peak, he worked more than once a week. For more than 50 hours, she earns about 10,000 yuan a month in part-time study. Although the work is hard, she accepts this situation.
Many college students in Yijia are working on part-time jobs. Although it is hard work, they have to do it.
Hong Kong University Girls' Literature
The monthly savings target of saving expenses is doubled to 6,000 yuan
Relying on part-time jobs and their mother's work on the site, their monthly income is about 25,000 yuan. They can only save money by saving expenses. "Actually, most Hong Kong people don't care a lot, housing, water, electricity and transportation. It’s the main expense, and food is all about being frugal.” With their frugal control over spending, their monthly savings goal has doubled to 6,000 yuan, and they have accumulated savings of about 200,000 yuan over the past three years.
For Wenwen, who was part-time work-study, "Guangfang" had normal property management, as well as normal units and partitions, so that she could live with confidence. Compared with the tenement house she lived in Sham Shui Po at that time, "Guangfang" was a private property. , there is a gate with a combination lock downstairs, she is safer when she leaves work and when she returns to the night.
In addition, "Guangfang" is located in the Central and Western District, which makes it more convenient for her to return to the University of Hong Kong and saves transportation expenses.
Wenwen also believes that the "bare room" is to live with another family, and its operation is very similar to that of a university dormitory. It's communication, mutual accommodation, "slowly cooked, we will eat together."
Buying a three-bedroom, one-bedroom house for 5 million for "three people can live together"
However, although living in a bare room allows Wenwen and her mother to live in a better environment and save more money, they still have a heartbreak, because the "bare room" unit they live in cannot be occupied by men. Therefore, Wenwen and her mother have to live separately from their younger brother.
Wen Wen's biggest hope is that "the three of them can live together and return", and the public housing they applied for has only one room, which is not suitable for living together. In addition, if the salaries of Wen Wen and her younger brother increase in the future, there will be some problems. The opportunity exceeded the upper limit of income, so Wenwen came up with the idea of directly buying a HOS. "Instead of saving a bunch of money and then dropping off to rent a flat, it is better to try to look at (a HOS)."
After deciding to buy a HOS directly, it means that they have to work harder and need to be more frugal. They tried to draw a HOS flat with the Green Form but failed, and finally bought it with the Green Form qualification in the second-hand HOS market. A three-bedroom, one-bedroom unit of about 5 million yuan and more than 500 square feet is just in time to move out of the "bright room" at the end of the year.
With the savings of about 200,000 yuan when they lived in the "bare room", plus their own savings and the help of relatives, they paid 10% of the down payment.
Wenwen believes that the next year will be the hardest, because the monthly contribution is about 20,000 yuan, while her and her mother's income is about 20,000 yuan, plus her brother's income should barely cover their daily expenses.
Looking forward to finding a chair after graduation next year
Wenwen hopes that she will be able to pursue a full-time job in the education sector after graduating from university in one year. She expects their monthly income to increase to 40,000 yuan. To the children of the future.” She also believes that the current teacher turnover rate is high, the education sector is short of manpower, and even some positions that require a graduate teacher education diploma have reduced the requirements, and they will be hired without a diploma, which is an opportunity for her. , making it easier to find a job.
Yu Weiye, the founder and CEO of "Let There Be Light", said that this year alone, four to five households have successfully saved enough money to buy a HOS after three or three years.
(Photo by Xia Jialang)
"Let there be light" Yu Weiye: 20% of households with bare housing take buying HOS flats as their three-year goal
Yu Weiye, founder and CEO of "Let's Have Light", pointed out that the "Let's Have Light" program started more than ten years ago. In the past, few participants would consider buying a home-owned property, "100 may come first"; but in recent years There are more and more short-term poor participants like Wen Wen, who save money for three years, and then leave the "bare house" with enough money to buy a HOS flat. At present, about 20% of bare house households will buy a HOS flat. As a housing option in the "Three-Year Upward Mobility Plan", this year alone, four to five people have successfully bought HOS flats after three years, reflecting that more people from the short-term and poor hope to strive for the upper levels through their own progress.
Yu Weiye estimates that there are about 100,000 households in short-term poverty in Hong Kong, and there are a total of 150 units of "Guangfang" and "Guangfang" under "Have Light", which is to rent out flats at low prices and help the short-term poor to move upward. , many of them can complete their goals early and move out. Calculated in a three-year cycle, it is expected to help about 1,000 people in 400 families.
New Coronary Pneumonia｜“Guangfang” returns to Hong Kong with the same house and needs to be quarantined at home Single mothers move out temporarily There is a reason for the owner to give up the subdivided room to make a profit and rent it to “Haoguang” to promote the “Painting Artist Guangfang” social enterprise will promote 100 individuals The advanced "Light House" and "Light Village" plan are expected to announce next year that the income and savings of bare house residents in the "epidemic city" are still increasing. The lease expires and the ability to rent a private property. transitional housing
