The COVID-19 epidemic has affected the global market. Market volatility undoubtedly makes investors feel uneasy. They want to increase their wealth, but their risk tolerance is limited. Hong Kong dollar short-term savings insurance that provides stable returns is undoubtedly a good choice.
Recently, related products with stable returns have appeared in the market. The first-year guaranteed payout rate is at least 5% pa¹, and it will not reduce the flexibility of funds. You can also simply apply for insurance online, free of commission, and not afraid of being Hard Sell!
Short-term savings insurance products focus on guaranteed returns. After a policy period of 3 to 5 years, you can get back the target savings amount, which is very popular among interest earners.
There are a lot of short-term savings insurance products in the local market. The main focus is the simple and flexible Blue new savings insurance product "EasySave Zhiyi Savings Insurance ES1" (EasySave). "Reward" extra discount, the first year's guaranteed dividend payout rate is at least 5%¹!
Multiple rewards are coming one after another, let’s take a look at the following 4 major selling points of EasySave.
Selling point 1: Guaranteed dividend payout rate of at least 5%pa¹ in the first year
If you successfully apply for an insurance policy during the promotion period of "Blue 4th Anniversary 4 Rewards", you can enjoy an additional limited discount of 3.5% pa in the first year, and you can also enjoy a thoughtful reward of 0.5% pa when you apply for the designated WeCare series of insurance together, together with the guaranteed average crediting interest rate 1.5% pa and 0.5% pa ultimate reward³ upon maturity, that is, the guaranteed payout rate in the first year can be as high as 6% pa⁴, and the return is serious and generous.
Selling point 2: low barriers to entry
Not wanting to pay premiums for a long time is the voice of many people who buy short-term savings insurance.
The premium threshold of EasySave is as low as HK$500 per month, which is convenient for different people to easily start a savings plan at any time.
EasySave focuses on guaranteed returns and the premium threshold is as low as HK$500 per month, making it easy for different people to start a savings plan at any time.
Selling point 3: High degree of autonomy, save money and carry money at any time
Buying insurance is a long-term commitment. Even if you plan for the future, the actual changes may not be as expected.
Policyholders can choose to pay premiums monthly or annually. They can also pay additional premiums⁵ and withdraw account value⁶ at any time according to their needs. There is no additional charge and they are flexible.
Selling point 4: Intelligently manage insurance policies with one machine in hand
Online insurance application has become a major trend. Policyholders can manage insurance policies, pay additional premiums⁵ and withdraw account value⁶ through the BlueHK mobile APP at any time. They can also check policy details, payment records and reward details. The process is simple and fast.
With one App in hand, you can easily handle various needs.
endless good news!
Blue 4th Anniversary Plus Offer
Stepping into the 4th anniversary, Blue sent a big gift.
If you apply for EasySave and WeSave Fixed Rate Savings Insurance S3 at the same time, you can get a HK$200 e-gift coupon⁷; if you buy EasySave, WeSave Fixed Rate Savings Insurance S3 and hold WeGuard Pharmaceutical EASY Insurance⁸ at the same time, you can get a HK$300 e-gift coupon⁷.
Click here to know more surprise offers and gifts.
*Products and offers are subject to terms and conditions
1. "Guaranteed crediting interest rate of at least 5% pa in the first year" refers to the guaranteed average crediting interest rate of the policy of 1.5% pa, plus an additional 3.5% pa in the first year of Blue's 4th anniversary limited offer.
2. The thoughtful reward is only applicable to the policyholder who has successfully applied for a designated plan of the WeCare series (including "WeCare Term Life Protection Plan 1", "WeCare Term Life Protection Plan 2", "WeCare Critical Illness Protection Plan 1" and "WeCare 3-in-1 Comprehensive Insurance") policy until the first policy anniversary of the "EasySave Smart Savings Insurance ES1" policy, if the WeCare series policy is still valid, And the insured amount remains at least HK$1,000,000, and the caring rewards will be credited to the account value on the first and second policy anniversary and policy expiry date.
If "EasySave 智易投社 ES1" is terminated before the 1st or 2nd policy anniversary or before the policy maturity date, the thoughtful rewards for the corresponding and subsequent policy years will not be applicable.
Even if the policyholder successfully insures more than one designated plan of the WeCare series according to the above requirements, the maximum payout rate of caring rewards is 0.5% pa.
3. The Ultimate Reward will be credited to the account value on the policy maturity date.
If the policyholder terminates the policy before the policy expires, he will not be eligible for the Ultimate Bonus.
4. "Guaranteed crediting interest rate up to 6% pa in the first year" refers to the highest crediting interest rate in the first year when the policy expires in 3 years, which includes the guaranteed average crediting interest rate of the policy of 1.5% pa, plus Blue's 4th anniversary limited offer Extra 3.5% pa in the first year, 0.5% pa reward for enrolling in designated insurance, and 0.5% pa for ultimate maturity reward.
5. During the effective period of the policy, you can pay the additional premium at any time, subject to the minimum requirement of additional premium (HK$100) and maximum additional premium (total regular premium for 3 years minus total premium paid, plus total withdrawal amount (if applicable).
6. During the effective period of the insurance policy, you can send a notification to Blue to withdraw part of the account value at any time through the BlueHK mobile APP, but it is subject to the minimum withdrawal amount (HK$100) and the minimum account balance (HK$500), Blue's approval and timely guidance.
Blue may delay payment of the withdrawn amount for up to 6 months from the date Blue receives your notification of the withdrawn amount.
Blue will not pay any interest on any processing withdrawals under the policy.
7. The e-voucher rewards must be collected on the BlueHK mobile APP.
8. Successfully apply for "EasySave Smart Savings Insurance ES1" ("EasySave"), "WeSave Fixed Rate Savings Insurance S3" ("WeSave S3") during the promotion period and during the period from January 20 to December 30, 2022 (designated Time) Customers who hold a "WeGuard Pharmacy EASY Insurance" ("Pharmacy EASY Insurance") policy can enjoy an electronic gift certificate worth HK$300.
Products and offers are subject to terms and conditions.
"EasySave Smart Savings Insurance ES1" and "WeSave Fixed Rate Savings Insurance S3" are savings insurance plans, not bank savings products.
The above products are only planned to be sold in Hong Kong.
The above information is for reference only, please refer to the relevant product summary and policy terms for details.
The above information should not be regarded as any form of offer or recommendation to purchase insurance products.
The above product and discount information is provided by Blue Insurance Limited (“Blue”).
(Information and photos provided by the customer)
