“When you set up a business, you don't think of everything. This is how Mehdi Benadjemia
, founder of Les Glaces du Canigou, sums up his problem as an entrepreneur.
Mobilized mainly by the development of his business, the manager can forget to take into account all the risks linked to his activity,
a fortiori
when his growth is strong and rapid like that of Glaces du Canigou, which Mehdi created in 2019.
“We offer 100% artisanal ice cream, made with local products,
” he explains.
In high season, we are seven and our turnover has multiplied by ten in three years.
»
It is true that increasing one's activity also means mechanically increasing the risks.
Fortunately, Mehdi can count on Mina Tahir-Oubaya and Morad, general agents Abeille Assurances, in Perpignan.
"They were by our side from the purchase of our first truck and have continued to support our growth ever since
," says the entrepreneur.
Machine insurance, legal assistance in the event of a conflict with a service provider… there are many points to watch out for.
"Making ice cream is a very specific activity,
" says Morad Oubaya.
When Mehdi joined the production, it was necessary to insure the machines but also the perishable foodstuffs which can be subject to a break in the cold chain.
We must also anticipate the fact that one day an accident could happen with a consumer, etc.
»
“Anticipate”
is the watchword of the support offered by Abeille Assurances agents to their clients.
Beyond the activity, the protection of the manager is also a fundamental issue.
"Even when they think about properly insuring their premises, equipment and employees, business leaders often forget to protect themselves,
" confirms Mina Tahir-Oubaya.
Here too, it is our advisory role to anticipate the risks: what happens if the entrepreneur is sick or disabled?
Is his family safe?
»
An interview with the manager therefore makes it possible to determine his needs and adapt the guarantees to his specific situation, in order to define in particular the level of services that he would need to meet his expenses.
Mehdi therefore feels supported by professionals who are experts in their trade to continue the growth of Les Glaces du Canigou in serenity.
“We are a small company, but we feel treated like VIP customers.
Mina and Morad visit us regularly and are very responsive when needed.
This allows us to focus on the essentials, our development,”
he concludes.