Standard Chartered Cathay Pacific MasterCard (formerly Standard Chartered Asia Miles MasterCard) has a large number of customer fraud incidents. The Hong Kong Internet Society Open Data Group Convenor Huang Haohua pointed out in a radio program this morning (8th) that customer data leakage or hacking are all It may be the cause of this incident, but I believe that whether it is the former or the latter, the bank should detect it, "(The cause) is actually very difficult to determine by a single incident, but I believe that the bank should be more proactive in intercepting and explaining. "
Huang Haohua, the convener of the Open Data Group of the Internet Society of Hong Kong, said on a radio program that, as far as this incident is concerned, customer data leakage or hacking may be involved. Evidence proves that the incident involved data leakage, "in fact, the bank will take time to prove it."
The incident affected at least 10,000 customers
Huang Haohua continued to point out that hackers can "knock" credit card numbers with some programs, but the process requires a lot of transactions before they can try the correct credit card number. "It's not impossible, but there are many possibilities." He mentioned that this time The incident affected at least 10,000 customers, which means that if the number of "hit" by the program is more than 10,000, the public will inevitably wonder why the bank cannot detect it.
Huang Haohua said in a radio program that the theft of Standard Chartered credit cards may involve leakage of customer information or hacking.
He mentioned that many of the bank's interception of suspicious transactions depends on the size of the bank, and small-amount transactions may not be accurately intercepted.
However, he emphasized that whether it is leakage of customer information or hacking, banks should have ways to detect it.
However, the exact cause of this incident, as well as whether there is a problem with a certain credit card, still needs to be investigated by the bank. "In fact, it is very difficult to rely on a single incident to determine, but I believe that the bank should be more proactive in intercepting and investigating and explaining."
In case of fraud, stop the card as soon as possible
Huang Haohua finally mentioned that it is difficult for users to prevent such credit card theft incidents, but it is recommended that in case of credit card theft, the credit card should be deactivated as soon as possible, and the public is also advised to always pay attention to the small amount of credit card account to ensure that it is their own transaction .
Standard Chartered credit card customers suspected of fraudulent payment:
Standard Chartered Cathay Pacific MasterCard was stolen and was attacked by a stylized bank identification code. Standard Chartered customers’ credit cards were suspected of being stolen. The bank said that if the transaction was not authorized by the cardholder, they could get a refund 9 purchases of Luka by iTunes Standard Chartered Cathay Pacific MasterCard were stolen on a large scale and used SC Mobile instant card lock for Standard Chartered teaching