The beginning of the civil year is a good time to reassess, re-energize and commit.
It can be in different areas of life - such as interpersonal relationships, career, financial goals and more.
As for the financial goals, we will offer here a way to achieve the goal we set for ourselves.
First step.
We will focus on one financial goal.
Let's stop and think about one achievement that will make us feel "wow".
It will not be something that someone from the inner circle thinks we should do, but something that will make us feel proud of ourselves.
second step
We will think big and focus on the small - we are in favor of big goals.
For example: reducing overdrafts, building a savings fund for emergencies, financial preparation for retirement, and more.
So we decided, and we're off - now the goal we chose must be divided into monthly goals.
The idea is to set ourselves a goal that can be achieved in the short term.
A long-term financial goal can be achieved if you maintain momentum every month.
A monthly goal is, for example, to save at least NIS 1,000 each month.
The goal is to create a basic goal, but if you succeed more than that - what good.
third step
considered the decision.
For example: open a standing order for a deposit in the emergency fund (deposit, savings plan, securities, etc.).
Fourth step.
We'll share our steps, and make 2023 the year we talk more about money.
We think a lot about money, but we really don't talk about it.
Loneliness in this context is burdensome.
We will tell friends or family members what the financial goal we have set for ourselves in 2023 and create a circle of support.
Fifth step.
It is extremely important to allocate time for the goal, at least once a month, to worry about the fulfillment of each goal and to remind ourselves how we are progressing towards the goal.
If after a few months the steps to achieve the goal become a habit - maybe you should consider adding another goal, but even if we just stick to the goal we set for 2023 that's great.
Sometimes setting several goals creates confusion and unfulfillment.
We will move forward and achieve the target for 2023 and then move on to set and implement the target for 2024.
The information presented above is not a substitute for personal investment advice, which takes into account the data and needs of each client
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