Beyond the partisan debate, what concrete effects will the pension reform have?
This is the question that the impact study attached to the text of the reform, which is presented this Monday morning in the Council of Ministers, tries to answer.
The document, the content of which is revealed exclusively by
Les Échos
, will be communicated to the deputies, who will debate the text from Monday, January 30.
To discover
Pension reform: calculate the age at which you will finally leave
One of the main lessons of the impact study is that women will be more affected than men by the postponement of the retirement age.
They will leave on average seven months later if the reform is adopted as it stands by Parliament, while the men will leave five months later.
The gap varies according to the generations, but always to the disadvantage of women.
For those born in 1980, for example, the impact study estimates the average postponement of the retirement age at eight months, compared to four months for men.
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"
The pension inequalities that we see between women and men are not linked to the pension system itself, but to the difference in professional careers between men and women
", commented Olivier Dussopt, Minister Labor, guest Monday morning on CNews.
Women's careers, sometimes described as “
chopped
”, are indeed marked by more irregularities than those of men, notably due to maternity.
Rising pensions
Another major lesson from the impact study: the increase in the retirement age is “
relatively contained
”.
The French will end their career only a few months later on average.
This is the consequence in particular of situations which allow retirement before the legal retirement age.
The study thus estimates that the effective retirement age of the 1962 generation will only be pushed back by one month, six months for the 1966 generation and seven months for the 1972 generation.
The pension reform will also lead to an average increase in retirement pensions, reveals the impact study.
However, the proportions are quite low: +0.3% for the 1962 generation, +0.6% for the 1966 generation, +1.5% for the 1972 generation. In detail, the increase in pensions will be much greater for the most modest French people, notes the impact study.
The revaluation of the minimum amount to 85% of the net SMIC, which should benefit 1.8 million retirees, leads to an increase in pensions from 3% to 4.5% for the 20% of French people with the lowest pensions.