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Account garnishment due to high debts – “Hartz und cordial” participants desperate


"Hartz and warm" - Norman and Kathleen's family of four is tight on money. The 32-year-old has to pay off debts of 300 euros a month.

"Hartz and warm" - Norman and Kathleen's family of four is tight on money.

The 32-year-old has to pay off debts of 300 euros a month.

About 44 kilometers from Berlin is a district town that is best known for its problem district, the "Brandenburg Quarter".

Around 6,700 people live in the blocks of flats in Eberswalde.

"Hartz and heartily" accompanies her in her often difficult everyday life.

Every day brings new worries!

Norman, the father of two, has no shortage of problems either.

The karate teacher has to count every cent twice because he is in deep debt.

"Hartz and cordial" in the "Brandenburg District": Norman has to pay off large debts

Norman does not know a carefree life, as MANNHEIM24 reports.

Although he has a job, his salary has to be increased by the authorities so that it is enough for him and his family.

The 32-year-old earns 800 euros a month.

In "Hartz und Herzen" the father of two makes a debt confession:

"I have around 300 euros a month here, which I only pay for debts," reveals Norman in the second episode of the social documentary from Eberswalde.

The “Hartz und cordial” protagonist does not reveal the exact amount of his debts – but he does reveal the reasons for his financial ruin.

The financial distress he is in now stems from his youthful carelessness.

The young couple Martina (20) and Jonas (21) from "Hartz und Herzen" from Mannheim are also struggling with debt.

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"Hartz and warm" on RTLZWEI: Norman has accumulated a mountain of debt – "It won't get any better"

The 32-year-old got a tattoo right on his 18th birthday and signed two mobile phone contracts.

"Because they were two beautiful cell phones," Norman concluded the two contracts - without thinking about the consequences.

It never occurred to him at the time that he didn't have the money for it: "There's just no education at school!

Nobody tells you: Be careful, if you sign a mobile phone contract or take out a loan, you have to pay it back – and then there is interest,” explains Norman in the social documentary on RTLZWEI.

Credit bureau entries and account seizures follow: "The entire program then brought me back to earth a bit," the father of two continues.

A momentous mistake that he still gets to feel years later.

"It doesn't get any better," reveals the karate teacher.

"Hartz and warmly" in Eberswalde: Social documentary participants would like to pay for their debts alone

Born in Eberswalde, he is aware of his mistakes.

That's why it's important for him to keep an eye on his finances today - he meticulously notes the expenses in a book.

He and his fiancee "also work with two accounts" and don't want to open a joint account so as not to lose track of income and expenses.

In addition, he definitely doesn't want his fiancée to have to pay for his debts: "These are my debts, Kathi has nothing to do with them [...|

I have to bring in at least 1,500 euros a month so that everything is paid for and we don't incur any new debts".

A big burden for the young family!


List of rubrics: © RTLZWEI

Source: merkur

All news articles on 2023-01-30

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