Inheritance or sudden donation, payment of dividends, exceptional participation of one's company, retirement bonus, real estate sale, or even a lottery win... Unforeseen cash inflows are always welcome.
Especially when they are substantial.
After the first surprise, it is natural to ask questions such as: should they be invested immediately?
What are the best investments?
How to optimize taxation?
With an envelope of
20,000 euros
, the investment choices may differ depending on whether you are considering, for example, a short-term trip, a real estate purchase in the years to come, whether you anticipate the imminent financing of your children's higher education or that you want to ensure additional retirement income.
Each type of investment has advantages and disadvantages in terms of liquidity, taxation, risk or performance potential.
There are no universal investments that are suitable for everyone, because the investment solutions vary according to your investment horizons, your appetite for risk and your profile: your age, your personal and professional tax situation, your family situation as well as the composition of your existing assets.
Here are our tips…
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