Brand Studio for Rexona
Many believe that
planning the family budget
is a pharaonic task, a super power that only a lucky few have, or that only those with a comfortable salary can
make ends meet without pressure
.
However, that this happens does not always have to do with the amount of money we have but with the way we manage it.
If we do not organize how to pay them, the bills can cause us a stressful situation
When the bills arrive (either in an envelope in the mail, or now more frequently by mail) we start to sweat, even before we open them, because we know what's coming.
To cope with the situation,
Rexona Clinical with a new formula that provides 3 times more protection
helps us take the first step.
At least, to feel cooler, comfortable and drier.
For the rest, we share some tips with the aim of making the most of your money.
Understand what we spend on
To learn how to organize your accounts, you have to start by
understanding where the money goes
.
For this, the most practical thing is to choose an application such as Spendee, Monefy or Wallet and charge the fixed expenses (rent, expenses, social work, car insurance, among others) and also the variables such as fuel, outings or supermarket.
In a very meticulous way, for at least two months, it is recommended
to include all expenses, no matter how superfluous they may seem,
from the water in the kiosk to the charge of the SUBE.
That will give us an idea of what percentage of the money goes into each item.
Don't be surprised by the summary of your bank account, when it reaches your cell phone
smart buy
Going in a hurry for Chinese after work or going to the supermarket at any time are not good decisions, when it comes to saving.
Just as over the years we have learned to implement healthy habits, it is also possible to develop
proper spending practices
.
Planning purchases,
making a list of the most consumed products and trying to stock up
is essential.
There are certain elements of daily use such as toothpaste, shampoo or deodorant that are always necessary.
And if they last longer, better!
Taking advantage of discounts and scheduling benefit days in supermarkets is useful to optimize expenses
take advantage of discounts
In general,
bank cards and supermarkets
have established agreements whereby on a certain day of the week
they offer some type of discount.
Scheduling those days to make purchases will save a significant percentage of the month's expenses.
For everyday items, wholesale supermarkets are also a good option.
monitor expenses
Without being obsessive, it is important
to periodically check credit and debit card expenses
.
If we use several simultaneously, we lose track of how much we are spending.
You also have to look at the list of expenses to
identify those that are not ours and are company errors
(it happens much more frequently than we imagine).
Another option is to use a card for expenses associated with pleasure, such as outings and clothing;
and another for those who are essential.
In order not to suddenly worry about whether you can afford dinner, it is important to check the expenses with your credit and debit cards
Arrange monthly payments
Although at the rate of inflation it is difficult to know how much more a month we will need to buy the same as the previous one,
organizing all the payments in the first week allows us to better manage the money
we have left and the credit we can use with the cards.
Finally, as the popular saying goes, cheap is expensive: many times spending a little more on something prevents you from having to buy it twice.
Sometimes, it is preferable to pay something a little more expensive, if we know that it will result in better quality and that product will last longer.
Rexona Clinical provides three times more protection than a common antiperspirant
As you already know,
Rexona never, ever, ever abandons you.
These are just some tips against something that is usually a concern, but it is possible to appeal to daily habits to cope in the best possible way.
Follow us for more tips on how to combat those stressful situations that make us sweat, which we face every day.