Whatever their retirement system, faced with the aging of the population, Europeans have undertaken reforms in turn to raise the legal retirement age.
While France has just adopted, in suffering, its pension reform, the debate on capitalization is beginning to gain ground.
The assets of French pension funds represented in 2021 only 12.7% of GDP, while they reached more than double the GDP of the Netherlands, with a capital of 2069 billion euros, according to data from the OECD.
The country, whose pension system is reputed to be one of the most generous, combines a public pillar and a private pillar.
The first is based on a pay-as-you-go scheme.
To qualify, you must have resided in the Netherlands for at least fifty years.
Thus, each Dutchman receives from the legal retirement age, 67, a minimum pension, the amount of which is the same for all: 1430 euros gross, or 70% of the minimum wage.
It is supplemented by a supplementary pension…
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