In a context of high inflation and skyrocketing rental prices, many tenants can get relief by taking advantage of the chance to
deduct
part of
the
income tax paid to have a roof.
This benefit implies
less withholding of Earnings
by your employer or less amount of payment in case of being self-employed.
The Federal Administration of Public Revenues (AFIP) allows 15 types of deductions to be made, and one of them is the "
rental of real estate
used as
a home
."
To take advantage of it, the tenant needs to meet certain
requirements
and complete an
online procedure
, for which
there are only a few days left
regarding the
2022
tax period .
The deadline, which
expires on March 31
.
Deductions can be processed on the AFIP website, entering with Fiscal Code.
Photo: File.
Who can deduct rent from Earnings?
The benefit can be accessed by tenants who pay Profits while being workers in a
dependency relationship
,
retired
or
self-employed
, as long as
they do not own
any property or land (whatever the proportion).
They must also be able to present the
rental agreement
as supporting documentation.
Loading
the invoices
beforehand was mandatory to process the deduction, but last year the AFIP decided to make that
optional
.
How much can be deducted from Rental Earnings in 2023?
They allow deducting
up to 40%
of the amounts paid for rentals during the period, with an
annual ceiling
set at
$252,565
for
2022
and at
$451,683.19
by
2023
.
If an employee was charging the deductions month by month in 2022, he has already managed to have
minor withholdings
made .
But if he didn't, he can still submit the paperwork for the
corrective action
to be applied .
Step by step, how should employees and retirees upload data?
The deadline to load the deductions in SiRADIG has been extended until April 13.
Image: Capture.
1°) Go to www.afip.gob.ar and
log in
by entering the CUIL or CUIT and the Tax Code (CF).
For this management it is necessary to have a CF with security level
2 or higher
.
2°) In the "
My Services
" tab, choose
SiRADIG-Worker
, an acronym that refers to the System for Registration and Updating of Income Tax Deductions.
If you have never used it before, click the "Add" button.
3°) Choose the
period
of rents to be deducted (2022 or 2023) and enter "
Form Upload
" to access the
F572 Web
form .
4°) Display the menu "
Deductions and deductions
" and choose "Add", and then select the option "
Real estate rental...
".
How to deduct rental income tax.
Image: Capture.
5°) A form
will open
in which the AFIP will ask to load, among other data:
The
owner
's CUIT .
The CUIT of the
real estate agency
(if one intervened).
The
rental
contract (in PDF format), clarifying the years it covers.
Payment vouchers
for
each month (if the owner had provided them).
The form to deduct rents from Income Tax.
Image: Capture.
6°) After loading this and the rest of the deductions and perceptions to report, go to "
Preview
", review the data and select "
Send to employer
".
In the case of self-employed
workers
registered in Earnings, the rents to be deducted must be reported when making the
affidavit
for that tax.
With what other deductions can you pay less Profits?
Taxpayers can also deduct expenses for
family responsibilities
(daughter, son, spouse or cohabitant),
domestic staff
, prepaid medicine fees, interest on mortgage loans, funeral expenses and donations.
Payments for medical hospitalizations, work clothes and equipment, and
life insurance
contributions are other accepted deductions.
The limits and conditions can be consulted on this official portal.
LN
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