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In full rise of the dollar: what are the 3 options to protect the pesos from inflation

2023-04-21T02:59:32.914Z


The most recommended variants to invest in the Stock Market and how much they yield. Step by step how to do it.


In a context of high volatility, in recent days both the blue dollar and the financial dollars

have registered resounding rises

.

This situation affects, above all, those who have extra pesos that are losing more and more value in relation to the US currency.

Faced with this situation, many Argentines begin to look for options to protect their money and there are those who find an opportunity

in the financial market

.

But

what can investors do to protect themselves from this situation?

Whether it is the case of someone with experience in the

Stock Market

, or for those who invest for the first time, it will be enough to be prudent and learn about the subject to take advantage of this alternative with which you can 

obtain profits

and

prevent the money saved from devaluing.

.

Many Argentines who start looking for options to protect their pesos find an opportunity in the financial market.

Photo: Diego Waldmann

The 3 investments that should be made today so that the pesos do not lose value


1. CER letters: what are they and how much do they yield

They are short-term public debt

titles

issued by the National Treasury and by the Central Bank of the Argentine Republic to finance themselves.

They are a

low-risk investment alternative

, since when they are issued, it is done together with a prospectus that allows you to know the interest rate, maturity, currency, payment method, among other things.

What are the advantages of investing in Letters

?

  • You know in advance when and how much they pay, so they have little risk


  • You add variety to your portfolio, with assets that follow, for example, inflation (CER index) or wholesale fixed terms (BADLAR index).


  • You can invest in pesos or dollars.

Maximiliano Donzelli

, Head of Research at IOL investoronline, suggested positioning itself in the

Cer bill

 and the

"discount"

bill due in June of this year, the

X16J3

and

S30J3

respectively.

To date, these instruments have a monthly yield of

6.7%

, which should be

above

expected inflation in the coming months.


In a context of high inflation and a rise in the dollar, the pesos lose more and more value in relation to the US currency.

Photo: File

2. Negotiable Obligations to get dollars: what they are and how much they yield

Negotiable Obligations

(

ONs) are

debt instruments issued by companies

, which can be bought and sold every business day in the market.

It is a

Fixed Income asset

, which is also known as a "corporate bond".

They can be purchased 

in both pesos and dollars

and the flow of funds that

you will pay will always be in dollars

.

Furthermore, they can be sold on the secondary market when needed without waiting for maturity.

What characteristics do NOs have

?

· Pre-established interest:

each ON has an issue prospectus where the interest to be received is defined.

· Investing in companies:

it is a way of positioning the portfolio in important local companies in a different way than stocks.

· Plan investments:

it is possible to know in advance the payment dates of interest and principal of the ONs, to build an appropriate flow of funds for your investment objective.

· Alternatives for each profile:

it is a

ideal instrument for investors looking to start or diversify their portfolio with fixed income.

· Multiple currencies:

you can invest in both pesos and dollars.

· Trade when you want:

you can buy and sell these instruments just like any stock or bond.

The liquidity of the title is a very important factor to take into account.

In this case, to beat the financial dollar they suggest the

Telecom Negotiable Obligation (TLC5O)

, which matures in August 2025 and has an annual yield in dollars of 8.7% to date, exceeding US inflation.

Along these same lines, IOL Invertironline considered the

YPF Negotiable Obligation (YMCHO)

with maturity in 2026 to be optimal. In the latter case, it has the advantage that it can operate with amounts as low as USD 10, allowing access to an annual return in dollars of 7.6%

In both cases, they can be purchased with pesos.

The ONs can be acquired both in pesos and in dollars and the return will always be in US currency.

A. Photo: File

3. Argentine shares: what they are and how much they yield

Stock shares are parts into which the share capital of a company is divided.

These parts are acquired by one person, called a shareholder.

The shares

have a purchase value and a sale value

that can be negotiated over time to generate a profit.

The investor can also keep them in his Investment Account.

In this way, if the company pays dividends, they can be collected.

Given the current context, in general terms the

shares of oil and energy companies have been showing an

increase of more than 15%

this month

, which implies a

higher rise than that of financial dollars

.

So far in April, the CCL dollar has already accumulated a rise of 5% and the MEP dollar 3.5%.

From IOL Invertironline, Donzelli highlighted

Central Puerto (CEPU)

,

Transportadora de Gas del Sur (TGSU2)

,

Pampa Energía (PAMP)

and

YPF (YPFD)

.

.

Central Puerto (CEPU):

The electricity producing company reported a profit of $2,364 million in the fourth quarter of 2022. This reflects a year-on-year growth of 43%, compared to the positive result of $1,654 million achieved in the same period of the year former.

Likewise, beyond the positive data, the benefit represents a slowdown compared to the previous quarter.

.

Pampa Energía (PAMP):

reported a profit of USD 113 million, which represents almost triple that registered in the last quarter of 2021. 

In the fourth quarter, the power generation operated by Pampa grew 11% compared to the same period in 2021, while the oil and gas segment totaled sales of US$155 million, showing year-on-year growth of 30%.

.

YPF (YPFD): 

The Argentine flag oil company continues to report more than interesting performance.

The company shared a positive result of US$464 million.

The announced benefit represents a growth of almost 70% compared to the US$274 million reached in the fourth quarter of the previous year. 

The action comes from showing a rise of more than 270% in less than 8 months.

It will be of vital importance that YPF can maintain a high growth rate during 2023.

To invest in the Stock Market, it will be enough to be prudent and constantly inform yourself about the subject.

Photo: File

Step by step, how to start investing

Making the decision to

invest in the Stock Market

can be very intimidating for someone with little or no experience.

But letting fear stop you from doing it can be a big mistake.

Many people assume that you must have a lot of money and knowledge about the market, but nothing goes further than that.

Here is a

guide to take the first steps

:

1. Choose an

ALYC agent

(Settlement and Clearing Agent), or better known as a broker or financial agency, among the most recognized are InvertirOnline, Personal Portfolio and Balanz.

"To gain security, it can be verified that the selected entity is authorized by the National Securities Commission (CNV) and that it appears with a registration number on its website," explains the coordinator of the UADE Finance Laboratory, Karina

Díaz

, to

Clarin

.

2.

Open an Investment Account

.

This management is quick and easy and is done through the website of the agency with which you have chosen to operate.

A selfie, a photo from the front and another from the back of the DNI, and some personal information will be requested.

It is 100% online, with no opening or maintenance cost.

3.

Deposit money to the Investment account

through a transfer of pesos or dollars from a bank account in which you are the owner, to the account that appears on the page of the financial agency.

Once the money is credited, you can start trading.

LN

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Source: clarin

All news articles on 2023-04-21

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