Due to the economic crisis that Argentina is going through, it is common that there is less demand for work by companies, and therefore more people without jobs.
While there are those who can reintegrate more easily, due to their profile and preparation, there will also be those who find it more difficult.
In this context, if a worker registered in Argentina is dismissed without just cause, he can collect the unemployment fund or benefit.
ANSES establishes limits on what a person can charge for unemployment funds. Photo German Garcia Adrasti.
What is an unemployment fund?
It is a subsidy that corresponds to collect and that pays the National Administration of Social Security (ANSES).
It can be requested by those who have lost their job having been a worker in a relationship of dependency and dismissed without just cause, due to termination of contract or external causes, and is included in the Employment Contract Law 24,013.
During the term of the benefit you are entitled to family allowances (ordinary and extraordinary) and to the social work to which you were affiliated.
In addition, the period during which the insurance is collected is computed as seniority for social security purposes.
What are the pensions compatible with the unemployment fund?
The following are compatible with the collection of the unemployment fund:
. Progresar Program
. Direct or derivative pensions of a contributory nature.
. Life pensions for ex-combatants of the South Atlantic, Law No. 23,848 (War Pension - Malvinas) and Law No. 24,892 (extension to Armed and Security Forces).
How much money can be charged for an unemployment fund?
The amount and amount of installments (between 2 and 12) are calculated according to your income and months worked (with contributions) during the last 3 years. Those over 45 years of age are paid for 6 more months.
However, ANSES establishes limits on what a person in Argentina can charge per fund. As detailed, in June2023, the unemployment benefit has the following amounts:
Minimum amount: $24,440.33 per month
Maximum amount receivable: $40,733.88 per month
What are the requirements to collect the unemployment fund?
In order to request it, it is necessary to comply with the following requirements:
tag. Being in a legal situation of unemployment for reasons not attributable as a worker.
tag. For permanent workers: have at least 6 months of work with contributions in the last 3 years prior to dismissal or termination of the contract.
tag. For casual and seasonal workers: have worked less than 12 months in the last 3 years and more than 90 days in the last year, before the end of the work.
To process the unemployment fund, all the documentation proving the disengagement must be submitted. Photo: Archive
What documentation must be submitted to apply for the unemployment fund?
To access the unemployment fund, you must submit, in addition to the DNI (original and copy), all the documentation that proves that at that moment you do not have a job (original and copy), as the case may be:
. Dismissal without just cause: telegram of dismissal, letter document or note of dismissal with signature of the employer.
tag. Dismissal due to bankruptcy or bankruptcy of the employer: note from the trustee certifying the dissolution of the employment contract, bankruptcy judgment authenticated by court, telegram from the employer notifying the termination due to bankruptcy or the copy of the Official Gazette where the bankruptcy was published.
tag. Termination of the employment contract by complaint of the worker based on just cause: telegram of intimation and telegram of dismissal sent by the worker.
tag. Non-renewal of a contract: a copy of the expired employment contract must be submitted.
tag. Death of a sole proprietorship: certified copy of the death certificate or certificate.
tag. The worker was paid by a Worker's Risk Insurer (ART) at the time of the end of the work: a definitive medical discharge or resolution determining a degree of permanent permanent work disability of less than 66% must be presented.
If the percentage is higher and you are processing the retirement due to disability, you must present a medical certificate of fitness for work according to your health.
tag. The worker had an illness not attributable to the workplace at the time of completion of the work: medical certificate of fitness for work.
How long can an unemployment fund be collected?
The duration of the benefit is related to the time worked in the three years prior to becoming unemployed, according to the following detail:
According to official information, how long unemployment insurance is charged.
tag. Temporary and seasonal workers: in either case, if you worked less than 12 months, you are entitled to one (1) day for every three (3) of service provided with contributions.
tag. Holders 45 years or older: automatically extended for 6 months. The amount of the contributions in these cases is 70% of the value of the first installment of the benefit.
Step by step, how to do the process?
1. Gather all the corresponding personal and family documentation. If there was an exchange of telegrams with the employer, the telegrams and the certificate of the Ministry of Labour must also be presented.
2. Request an appointment at ANSES. Later you can consult the information of the day and the place assigned to check it or cancel the shift.
3. Submit the required documentation in the office consigned for the shift that was requested. The procedure is personal and there are 90 working days to request the benefit from the date on which the termination of the employment relationship occurred. After the established period, for each working day elapsed, one day of service will be deducted.
Where do I charge it?
ANSES manages the opening of a Social Security Savings Bank to collect this benefit. In this way, you can withdraw the money over the counter at a bank branch. Subsequently, the bank will give you the debit card to operate through the ATMs.
You will have to go to the assigned bank branch to formalize the opening of the Savings Bank and receive your card.
If you have already received an ANSES benefit through a bank account, you will be assigned that same account. If you have a private account, you can ask the bank to modify it as a Social Security Account.
It is important to review the collection receipt every month. The Ministry of Labor can summon you. If you do not show up, your benefit will be suspended.
What happens if you get a new job?
In this case, it will be necessary to request the suspension of the benefit in any dependency of ANSES, within 5 working days of having joined the new job.
It must be done in writing, through Form PS. 3.5 that must be presented at the nearest ANSES delegation in person (or through an authorized person who must carry the applicant's ID) or by post (telegram, letter document).
LN
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